No, it is not possible to obtain a home equity loan without having any equity in your home. Home equity loans are secured by the equity you have built up in your home through mortgage payments or appreciation in value.
Yes, it is possible to obtain a cashier's check without having a bank account by paying for the check with cash at a bank or financial institution.
It is possible to obtain home equity loans for bad credit. One way is to check with different lenders to find out what their qualifications for loans entail. If you have a lot of equity in your home it would be very easy to obtain a loan regardless of your credit rating.
A gift of equity may be taxable depending on how much it is. A gift of equity can be given without the recipient of it is worth 12,000.00 or less. However, if you are a couple, or there are two owners of the house giving you equity, you would be able to obtain 24,000.00 worth of equity without it being taxable.
It is possible to obtain a home equity even if one has bad credit. The process will be more difficult than if one had good credit. One needs to consider how long one plans to live in a home before even considering a home equity loan.
In addition to home equity loans, it is now possible to obtain home equity lines of credit that allow you to borrow only the amount you need at any given time, even though you have access to an amount similar to that of a home equity loan. A home equity line of credit is similar to a credit card in terms of how it is used, except that the credit limit is backed by and based upon the equity value of your home. It is even possible to apply for a home equity line of credit from online lenders.
No, it is generally not possible to obtain a PhD without first having a bachelor's degree. A bachelor's degree is typically a prerequisite for admission to a PhD program.
Yes, it is possible to obtain a cashier's check without having a bank account by paying for the check with cash at a bank or financial institution.
Yes, it is possible to obtain a degree without having a high school diploma through alternative pathways such as earning a GED or completing a high school equivalency program.
Yes, it is possible to obtain a doctorate without having a master's degree, but it is less common and typically requires meeting specific criteria set by the university or program offering the doctoral degree.
No, it is generally not possible to obtain a doctorate without first earning a bachelor's degree. A bachelor's degree is typically a prerequisite for admission to a doctoral program.
Yes, it is possible to obtain a PhD without having to complete a dissertation through certain programs that offer alternative paths to earning a doctoral degree, such as a professional doctorate or a practice-based PhD.
It is possible to obtain home equity loans for bad credit. One way is to check with different lenders to find out what their qualifications for loans entail. If you have a lot of equity in your home it would be very easy to obtain a loan regardless of your credit rating.
A gift of equity may be taxable depending on how much it is. A gift of equity can be given without the recipient of it is worth 12,000.00 or less. However, if you are a couple, or there are two owners of the house giving you equity, you would be able to obtain 24,000.00 worth of equity without it being taxable.
Yes, it is possible to obtain an identification card (ID) without having a driver's license. Many states offer non-driver identification cards that can be used as official identification.
Yes, it is possible to obtain a doctorate without having to complete a dissertation through certain programs that offer alternative paths to earning a doctoral degree, such as a Doctor of Education (Ed.D.) or a Doctor of Business Administration (DBA) that may require a capstone project or comprehensive exam instead of a traditional dissertation.
No
No, in most states, you cannot obtain a driver's license at 18 without having a learner's permit beforehand.