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Yes, 817 is a very good score, it puts you in the top 5% of all borrowers. The key to such a good score is to pay your bills on time and maintain low levels of installment/revolving debt. As I understand it, you should keep your revolving debt under 10% of your credit limit, have no more than 3 cards/ lines of credit, and have a mortgage. Pay your bills on time over the years and your score goes up. Hope this was helpful.

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12y ago

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