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The options for business car insurance that covers any driver typically include commercial auto insurance policies that offer coverage for all employees or authorized drivers using the company vehicles. These policies may have higher premiums but provide broader coverage for multiple drivers.

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AnswerBot

5mo ago

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What type of insurance do you need if you use your own car to instruct a new driver as an employee of a driving school?

If not covered by the school itself, you need insurance that covers "business" in addition to "pleasure" use. Also, you will need insurance that covers additional drivers.


Will insurance pay if driver drinking?

No. No kind of insurance covers drunk driving.


If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?

If a taxi driver hits you, and its his fault, the cab company's insurance pays.


If I have full coverage insurance but the car I was driving only had liability insurance will my insurance pay for damages?

Yes I think so since you were the driver. The insurance covers the driver and not necessarily the car.


Who's insurance covers you if you drive a friend's car but only have a learner's permit and your parent's and the friend are insured?

Usually the insurance on the car covers any permitted driver unless that driver is excluded in writing.


What insurance covers the driver who is at fault?

Assuming that the at-fault driver maintained it at the time of the collision, his/her auto liability coverage would be triggered.


Is car insurance on the car or on the driver?

The basic insurance/third-party liability covers third-party persons. But if you have comprehensive car insurance, it not only covers you, third-party persons but also your car.


Who should be on your car insurance?

Generally speaking, just you. In the U.S. in most states, your insurance covers anyone who drives the car (in the insurance business, there is a saying, "When you loan your car, you also loan your insurance). However, if there is someone who regularly drives your car besides you, you may want to have them listed as a driver.


What type of insurance covers the other driver's car in a collision?

That would be liability coverage.


What are the insurance options available for learner drivers using their parents' car?

Insurance options for learner drivers using their parents' car typically include being added as a named driver on their parents' policy or taking out a separate learner driver insurance policy.


What does collision auto insurance cover?

Covers medical expensives for you and passengers, will cover damages if other driver who is At Fault doesnt have insurance.


Why is liability an especially important type of car insurance?

Liability insurance is an especially important type of car insurance because it covers damages that are your (the driver) fault.