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What are the options for obtaining health insurance coverage for pre-existing conditions?
There are several options for obtaining health insurance coverage for pre-existing conditions, including employer-sponsored plans, government programs like Medicaid and Medicare, and the Affordable Care Act (ACA) which prohibits insurers from denying coverage based on pre-existing conditions.
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What are the benefits of obtaining additional health insurance coverage?
Obtaining additional health insurance coverage can provide benefits such as increased financial protection against high medical costs, access to a wider range of healthcare services and providers, and potential savings on out-of-pocket expenses.
What options are available for obtaining car loan disability insurance?
Options for obtaining car loan disability insurance include purchasing it through the lender when taking out the car loan, buying it from an insurance company separately, or exploring coverage through a disability insurance policy.
What is the look back period for insurance coverage?
The look back period for insurance coverage is the timeframe during which an insurance company reviews an applicant's medical history to determine coverage eligibility and potential pre-existing conditions.
What is the process for obtaining insurance coverage through COBRA when transitioning between jobs?
When transitioning between jobs, you can obtain insurance coverage through COBRA by notifying your employer within 60 days of leaving your job. Your employer will provide you with information on how to continue your current health insurance plan by paying the full premium yourself. This allows you to maintain coverage for a limited period of time while you search for new insurance options.
Can I stop my health insurance anytime?
No, you cannot stop your health insurance anytime. Health insurance plans typically have specific enrollment periods or conditions for canceling coverage. It's important to review your policy or contact your insurance provider for more information on how and when you can make changes to your coverage.
Does Aetna insurance accept preexisting conditions?
Most plans under Aetna insurance will accept preexisting conditions. Depending on the type of coverage you want Aetna's customer service reps will give you all the options you have to me medically covered with your preexisting conditions.
How will people with chronic illnesses be affected under ObamaCare?
Insurance companies will no longer be able to deny coverage to them for having preexisting conditions.
Can you get individual health insurance if you have a preexisting condition?
Yes, though it is hard. Also, preexisting conditions vary, as far as definition, from one company to another. While it is easier to get coverage through an employer, you are able to get it via a private company.
Does insurance cover foundation repairs?
It might and it might not. It depends on what scope of coverage you purchased and if it was a preexisting condition or not.Contact your insurer or your insurance agent for clarification of your coverage.
How do you use the word preexisting in a sentence?
Preexisting to our race, the humans, there were dinosaurs and many other creatures living on Earth.
Does most health insurance companies provide insurance to injuries that Occurred before having insurance?
Usually not preexisting injuries, but if you had a disease they would. such as diabetes. Answer Group insurance policies can only exclude preexisting conditions for 12 months, 18 months for a late enrollee. And not at all if you have prior "creditable" coverage. For more info use this link: http://mtnhealthinsurance.com/index.php?pageName=sec9801 In most states you are not going to be able to obtain individual (non group) coverage with a preexisting condition. Don http://mtnhealthinsurance.com
What is the duration of the preexisting condition exclusion period for health insurance coverage?
The duration of the preexisting condition exclusion period for health insurance coverage can vary, but it is typically up to 12 months for individual health plans and up to 18 months for group health plans.
How does the Affordable Care Act address the issue of pre-existing condition exclusions in healthcare coverage?
The Affordable Care Act prohibits health insurance companies from denying coverage or charging higher premiums based on pre-existing conditions. This means that individuals with pre-existing conditions cannot be excluded from obtaining health insurance coverage under the law.
How long can a long term care policy exclude preexisting coverage?
A long-term care policy can exclude coverage for pre-existing conditions for up to 6 months after the policy is issued, but this can vary depending on the policy terms and state regulations. After this waiting period, coverage for preexisting conditions should be included in the policy's benefits.
Is tonsilitis a preexisting condition?
Yes, tonsillitis can be considered a preexisting condition if a person had the condition before seeking medical insurance or treatment. Insurers may classify it as such when assessing coverage or premiums.
Can you get car insurance without a bank account?
Yes. Having a bank account is not a prerequisite for obtaining auto insurance coverage.
What is a preexisting condition?
A pre-existing condition any medical condition that your have been diagnosed with, prior to the time of application. Some pre-existing conditions can cause an applicant to be declined coverage. Other conditions may cause the insurance company to place a "rider" on the condition, meaning they would not cover the condition itslef but will still offer coverage to you.
