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What are the options for obtaining health insurance coverage for pre-existing conditions?
There are several options for obtaining health insurance coverage for pre-existing conditions, including employer-sponsored plans, government programs like Medicaid and Medicare, and the Affordable Care Act (ACA) which prohibits insurers from denying coverage based on pre-existing conditions.
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What are the benefits of obtaining additional health insurance coverage?
Obtaining additional health insurance coverage can provide benefits such as increased financial protection against high medical costs, access to a wider range of healthcare services and providers, and potential savings on out-of-pocket expenses.
What options are available for obtaining car loan disability insurance?
Options for obtaining car loan disability insurance include purchasing it through the lender when taking out the car loan, buying it from an insurance company separately, or exploring coverage through a disability insurance policy.
What is the look back period for insurance coverage?
The look back period for insurance coverage is the timeframe during which an insurance company reviews an applicant's medical history to determine coverage eligibility and potential pre-existing conditions.
What is the process for obtaining insurance coverage through COBRA when transitioning between jobs?
When transitioning between jobs, you can obtain insurance coverage through COBRA by notifying your employer within 60 days of leaving your job. Your employer will provide you with information on how to continue your current health insurance plan by paying the full premium yourself. This allows you to maintain coverage for a limited period of time while you search for new insurance options.
Can I stop my health insurance anytime?
No, you cannot stop your health insurance anytime. Health insurance plans typically have specific enrollment periods or conditions for canceling coverage. It's important to review your policy or contact your insurance provider for more information on how and when you can make changes to your coverage.
Does Aetna insurance accept preexisting conditions?
Most plans under Aetna insurance will accept preexisting conditions. Depending on the type of coverage you want Aetna's customer service reps will give you all the options you have to me medically covered with your preexisting conditions.
Is a heart stint considered a preexisting condition?
Yes, a heart stent can be considered a preexisting condition, particularly in the context of health insurance. Preexisting conditions refer to medical issues that existed before obtaining a new health insurance policy. If you have had a heart stent placed prior to applying for insurance, it may affect coverage options and premiums. However, specific definitions and implications can vary between insurance providers and policies.
Is a complication from surgery prior to coverage a preexisting condition?
Yes, a complication from surgery that occurred before obtaining health insurance coverage is typically considered a preexisting condition. Insurance companies often view any medical issue or complication that existed prior to the start of coverage as preexisting, which may affect the benefits available for that condition. However, the specifics can vary by insurer and policy, so it's important to review the terms of coverage for details.
Is vertigo considered a preexisting condition?
Yes, vertigo can be considered a preexisting condition if an individual has a history of experiencing it before obtaining health insurance coverage. Insurance companies often review medical records to determine if a condition existed prior to the policy's start date. If vertigo was diagnosed or treated before the insurance coverage began, it may affect coverage and benefits related to the condition.
How will people with chronic illnesses be affected under ObamaCare?
Insurance companies will no longer be able to deny coverage to them for having preexisting conditions.
Can you get individual health insurance if you have a preexisting condition?
Yes, though it is hard. Also, preexisting conditions vary, as far as definition, from one company to another. While it is easier to get coverage through an employer, you are able to get it via a private company.
How do you use the word preexisting in a sentence?
Preexisting to our race, the humans, there were dinosaurs and many other creatures living on Earth.
Does insurance cover foundation repairs?
It might and it might not. It depends on what scope of coverage you purchased and if it was a preexisting condition or not.Contact your insurer or your insurance agent for clarification of your coverage.
Does most health insurance companies provide insurance to injuries that Occurred before having insurance?
Usually not preexisting injuries, but if you had a disease they would. such as diabetes. Answer Group insurance policies can only exclude preexisting conditions for 12 months, 18 months for a late enrollee. And not at all if you have prior "creditable" coverage. For more info use this link: http://mtnhealthinsurance.com/index.php?pageName=sec9801 In most states you are not going to be able to obtain individual (non group) coverage with a preexisting condition. Don http://mtnhealthinsurance.com
Is cataract consider a preexisting condition?
Yes, cataracts are generally considered a preexisting condition. This means that if an individual has been diagnosed with cataracts before applying for certain types of insurance or undergoing specific medical treatments, it may affect coverage options or costs. Insurance providers often take preexisting conditions into account when determining eligibility and premiums.
Is anxiety a preexisting condition?
Yes, anxiety can be considered a preexisting condition, as it refers to a range of disorders characterized by excessive fear or worry that can persist over time. Individuals may experience anxiety due to various factors, including genetics, environment, and personal history. In medical and insurance contexts, anxiety is often classified as a preexisting condition if it was diagnosed or treated before a specific time, such as before obtaining health insurance coverage. This classification can affect eligibility for certain treatments or coverage options.
What is the duration of the preexisting condition exclusion period for health insurance coverage?
The duration of the preexisting condition exclusion period for health insurance coverage can vary, but it is typically up to 12 months for individual health plans and up to 18 months for group health plans.
