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Which of these protects you when applying to receive credit?

Equal Credit Opportunity Act


Law that protects the consumer from having to pay a credit charge that is in a legitimate dispute?

fair credit reporting act


Which federal credit law protects you against an unauthorized use of your credit card?

Fair Credit Billing Act (FCBA) which passed in 1975.


What is one of the main things that the fair credit reporting act does to protect consumers?

The Fair Credit Reporting Act protects the consumer by limiting access to credit reports to those who have a legitimate business reason. Consumers also have the right under the Fair Credit Reporting Act to know what is in their credit files.


What act protects consumers from unfair credit card?

The Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) protects consumers from unfair credit card practices. It requires clearer disclosure of terms, restricts rate increases, and prohibits certain fees, ensuring that consumers are treated fairly by credit card issuers. The act also provides consumers with better tools to manage their credit card debt, including improved statements and the ability to opt out of certain changes. Overall, the CARD Act aims to promote transparency and accountability in the credit card industry.


Which privacy act protects a citizen's and soldiers private information stored on an automated information systems?

This is the Privacy Act. It is meant to help keep employers, businesses, and others out of personal information that you have not authorized them to receive.


Where can one find out if they have bad credit before applying for a new bank account?

If you live in the States, the Fair Credit Reporting Act insures you the right to take a look at your credit report once a year. You go to the website and enter your state and your information. Then you'll be presented with your Credit Report.


What is mean ecoa stem?

It appears there may be a typo in your question. If you are asking about an "ECOA" stem, it typically refers to the Equal Credit Opportunity Act, a U.S. law that protects people from discrimination in financial matters, such as credit applications and lending.


How do you get credit companies to tell you when the last date of activity on a credit card was?

Under the F.C.B.A.(Fair Credit Billing Act) they are required to submit to you all receipts, transactions, and payment history once they have receive a written request to do so.


What act protects senior citizens?

Senior Citizens' Equity Act


The No FEAR Act protects employees from?

yes


What are advantages of the national credit act?

the advantages of the consumers in the national credit act