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Where can one find out if they have bad credit before applying for a new bank account?
If you live in the States, the Fair Credit Reporting Act insures you the right to take a look at your credit report once a year. You go to the website and enter your state and your information. Then you'll be presented with your Credit Report.
What else can I help you with?
Does fifth third bank check your credit before opening an account?
If you are opening a savings or checking account, the bank doesn't care about your credit because you won't be able to do anything unless you put money into the account. If you're applying for a credit account, of course they are going to look at your credit history to see if you will be likely to pay them back for what they loan you.
Is bank account is compulsory for obtaining a credit card?
Maintenance of an account in the bank which has issued the card is not a pre requisite for applying for a credit card. Having an account with the card issuing bank is essential for debit cards. Nandkishore Sharma
How can a Schwab credit card be obtained?
A Schwab credit card can be obtained from applying on the official 'Charles Schwab Bank' website. One can apply for a checking or savings account with them and get a credit card.
Where can one get a Barclays personal loan?
One may get a Barclays personal loan online, at the Barclays website, or at a Barclays branch. A loan will first require a bank account and a line of credit. It is recommended that one checks their line of credit before applying for a loan.
How do you apply for credit?
If you have a checking account go to the bank you have your account at and talk to somome about applying for a credit card, if you want to build good credit do what i did. Get a credit card and charge everything (making sure its not more than u can afford) and just pay off the bill as soon as u get it in the mail.
Does fifth third bank check your credit before opening an account?
If you are opening a savings or checking account, the bank doesn't care about your credit because you won't be able to do anything unless you put money into the account. If you're applying for a credit account, of course they are going to look at your credit history to see if you will be likely to pay them back for what they loan you.
Is bank account is compulsory for obtaining a credit card?
Maintenance of an account in the bank which has issued the card is not a pre requisite for applying for a credit card. Having an account with the card issuing bank is essential for debit cards. Nandkishore Sharma
Is it legal to check your credit to open an account with a bank?
Yes, it is perfectly legal to check your credit score before opening an account with a bank. The bank themselves would run a credit check on you before finalizing the account opening procedure. However a good credit score is not mandatory to open a deposit account.
What is audio credit org on your bank statement?
An 'Audio Credit' is a cash deposit into a bank account before it has been fully processed.
In Ohio does a spouse assume partners debt that was incurred before the marriage?
No. Although the spouse can be affected by the outstanding debt when applying for joint credit or if a joint bank account is levied by a judgment creditor.
How can a Schwab credit card be obtained?
A Schwab credit card can be obtained from applying on the official 'Charles Schwab Bank' website. One can apply for a checking or savings account with them and get a credit card.
Where can one get a Barclays personal loan?
One may get a Barclays personal loan online, at the Barclays website, or at a Barclays branch. A loan will first require a bank account and a line of credit. It is recommended that one checks their line of credit before applying for a loan.
What is the entry for bank loan account?
Debit Bank Account - Assets Credit Bank Loan Account - Liability
Why is the balance as per bank statement on the bank reconciliation statement a credit if its a favorable balance but in the bank account the credit means you owe the bank money?
The Debit and Credit on a bank statement reflect the Bank's accounting records, not yours. So when you deposit money into your account, the bank owes you that money to you - it is a liability for them, therefore a credit entry. Similarly, if they charge you a bank fee, it reduces their liability to you, so they would Debit your account (on their books) and Credit an Income account.
How do you apply for credit?
If you have a checking account go to the bank you have your account at and talk to somome about applying for a credit card, if you want to build good credit do what i did. Get a credit card and charge everything (making sure its not more than u can afford) and just pay off the bill as soon as u get it in the mail.
What is one tip I should know before applying for a home equity line of credit?
Before applying for a home equity line of credit the one tip you should know is to know your credit score. By kowing your credit score you are able to approach your bank with the information you need to apply for the right program and recieve the right line of credit.
How can closing a bank account potentially impact my credit score?
Closing a bank account can potentially impact your credit score if the account has a negative balance or if it is your oldest account. This can affect your credit history and overall credit utilization, which are factors that can influence your credit score.
