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Previous answer: "Anytime you borrow money and do not repay it, the creditor can sue you and obtaine a judgment. Once the creditor has a judgment, there are many ways to collection such as freezing your bank account, putting a lien on your home and garnishing your wages." In addition: However, in Texas, a credit card company CANNOT put a lien on your home or garnish your wages. Other states, yes--not here in Texas. They can, as said, sue you and obtain a judgment (but make SURE you attend if they are suing you past the statute of limitations (which in Texas, I believe, is 4 years) because you need to show up to answer with the fact that the statute has run--if you don't, they get the judgment...but I digress). Anyway, they can sue you and they can freeze your bank account; so make darn sure you don't have one they can freeze. I'm not sure about this, but I don't think they can freeze a bank account that is in your name and another's name that is not a signer on the card--might want to check into that. If any of this is incorrect for Texas, chime in!
What else can I help you with?
How long does a judgment stay on Texas credit report?
how long does personal judgement stay on credit in texas
What is the average mortgage rate in Texas?
"The average mortgage rate ranges from 3.2 to 4.1% in Texas, depending on the mortgage company you choose and your current credit score. Also, it may vary with the type and area of property you are looking at."
Can a creditor levy your bank account in Texas and how do they find your bank account?
Yes your bank account can be levied for a credit card debt in texas. They CANNOT garnish your wages but they can levy your bank account if they sue you and get a default judgement. I found this out the hard way. My husband had stopped paying on a credit card in 2006 and we received a notice 12/2009 that they were suing him but was not aware of what they could really do besides put it on his credit. They froze every account with his name and social attached to it.
Is Credit One out of El Paso Texas a legitimate bank that issues credit cards?
no it is not. they are dengerous
Can a credit card company garnish wages for unpaid debt in Texas?
No.
Where can one find secure credit in Texas?
Securing credit in Texas is the same as securing credit anywhere in America. The best way to begin establishing credit is to apply for a credit card geared towards beginners. Using the credit card and paying it off in a timely manner will help to build credit.
When was Texas Credit Union League created?
Texas Credit Union League was created in 1934.
How long does a judgment stay on Texas credit report?
how long does personal judgement stay on credit in texas
What is the average mortgage rate in Texas?
"The average mortgage rate ranges from 3.2 to 4.1% in Texas, depending on the mortgage company you choose and your current credit score. Also, it may vary with the type and area of property you are looking at."
What are the website for the Texas office of the consumer credit commissioner and the Texas Department of Transportation?
You can reach the Office of the Texas Consumer Credit Commissioner at: www.occc.state.tx.us Texas Department of Transportation is the following address: www.txdot.gov
Can a Catholic teacher draw unemployment in Texas?
No, a Catholic School teacher can not draw unemployment in Texas unless the bishop of the particular diocese chooses to have the diocese participate in the program. Churches (and church schools), as a rule, are exempt from paying unemployment taxes unless they choose to do so.
Can a creditor levy your bank account in Texas and how do they find your bank account?
Yes your bank account can be levied for a credit card debt in texas. They CANNOT garnish your wages but they can levy your bank account if they sue you and get a default judgement. I found this out the hard way. My husband had stopped paying on a credit card in 2006 and we received a notice 12/2009 that they were suing him but was not aware of what they could really do besides put it on his credit. They froze every account with his name and social attached to it.
Can a Catholic school teacher draw unemployment in Texas?
No, a Catholic School teacher can not draw unemployment in Texas unless the bishop of the particular diocese chooses to have the diocese participate in the program. Churches (and church schools), as a rule, are exempt from paying unemployment taxes unless they choose to do so.
Do churches pay unemployment insurance in Texas?
In Texas, churches and other religious organizations are generally exempt from paying unemployment insurance taxes. However, they can choose to elect coverage for their employees. If they opt in, they would then be required to pay unemployment insurance taxes like other employers.
Can you go to jail for not paying on your car in Texas?
Yes, it is possible.
Where can i get a good Credit Counselor in Texas?
Texas has several credit counseling opportunities. Texas Debt Relief is a company with several locations throughout the state. They can help you to understand the credit options available to you by setting you up with a debt consolidation plan that you can really understand.
Is Texas Trust the name of a bank in Dallas, Texas?
Texas Trust is the name of a credit union in Texas. Texas Trust Credit Union does not have a ny branches in Dallas, but does have branches in Arlington, Mansfield, Athens, Cedar Hill and Grand Prairie. Texas Trust Credit Union has several locations in and around Dallas. Specifically the locations trend towards Arlington and Forth Worth as oppossed to Dallas proper.
