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The letters are C V V, not CW. CVV refers to the credit card verification numbers embossed or imprinted on credit cards. Each credit card brand use acredit card verification number, even though they are named differently: CVV2 for Visa, CVC2 for MasterCard and CID for American Express. In all cases, it is a 3-4 digit code that is printed on the credit card. CVV ensures that the person using the card in non face-to-face transactions actually has physical possession of the credit. In some instances it is on the front of the card and in others it is the four digit number next to the signature on back of the card.

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