You'll be hounded by collection agencies, you'll receive a bad credit score, and you may be taken to court if you have a sufficient enough debt.
You cannot obtain credit cards for free. Credit cards typically come with fees and interest charges that must be paid by the cardholder.
yes.
it does not work
If you have no forms of credit, then it can hurt your credit rating. Your rating is determined on your use of credit facilities - if you do not have any forms of credit then your record will drop. That said, it's unusual not to have some kind of repayment obligation such as a mortgage or car loan, all of which show a track record of credit and repayment. Having too many credit cards can be a poor signal on your credit record. Depending on your income and your existing repayment obligations, having too many cards shows a possibility of incurring a credit burden you cannot afford to repay, so cancelling some of the more expensive APR cards and/or consolidating balances onto a single card may improve your credit rating.
No, two different credit cards cannot have the same number but different last 4 digits. Each credit card number is unique and cannot be duplicated.
Credit cards cannot increase your income.
No. I have no idea where you would have got this notion. Social Security cards are not credit cards and cannot be used as credit cards.
Credit Cards cannot be garnished. If there are credit card debts, the wages can be garnished regardless of the location of the cards.
You cannot obtain credit cards for free. Credit cards typically come with fees and interest charges that must be paid by the cardholder.
yes.
it does not work
Pay the car payment. So you can take your butt to work and pay the credit cards!
no we cannot use
They are sold to collection agencies and negatively impact your credit report.
If you have no forms of credit, then it can hurt your credit rating. Your rating is determined on your use of credit facilities - if you do not have any forms of credit then your record will drop. That said, it's unusual not to have some kind of repayment obligation such as a mortgage or car loan, all of which show a track record of credit and repayment. Having too many credit cards can be a poor signal on your credit record. Depending on your income and your existing repayment obligations, having too many cards shows a possibility of incurring a credit burden you cannot afford to repay, so cancelling some of the more expensive APR cards and/or consolidating balances onto a single card may improve your credit rating.
No, two different credit cards cannot have the same number but different last 4 digits. Each credit card number is unique and cannot be duplicated.
This could damage your credit score. It will be harder for you to get credit cards or loans in the future.