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If you were in good standing with the card company then you will be still in good standing. You can use the card when you chose just like before. If you were not in good standing, Then You want to call and talk to the card company.

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17y ago

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What happens if I use my credit card on the due date?

If you use your credit card on the due date, you may still be charged interest on the balance if you do not pay it off in full by the due date. It's important to pay your credit card balance in full each month to avoid interest charges.


If you did not pay your credit card what happens?

the credit card company sends people to get their money i would want to pay them.


When you pay with a credit card do you pay interest?

To have interest on a credit card bill, you must have not paid a bill in full. When this happens, on your next bill, it will inform you that you must pay your current bill, the remainder of your last bill, and a certain amount of interest.


What happens when you over pay on a credit card?

When you over pay a credit card, you have then a "credit balance." This means, in essense, the credit card company owes you money. You can either have them send you a check to pay off the difference, or the credit balance will be eliminated when/if you use your card again.


Is it better to pay the statement balance or the full balance on your credit card each month?

It is better to pay the full balance on your credit card each month to avoid paying interest charges and to maintain a good credit score.


Why it is wise to pay the full balance on credit card?

It is wise to pay the full balance on credit card because you will not entail finance charges and other fees. If you pay only the minimum, your next balance will increase due to the finance charges and fees. At the same time, it can build your credit score. I always pay the full balance on my credit cards.


What happens when the credit card on file with a company you owe money to is invalid?

They say that I am in contract to pay for everything. They have my credit card and that's it. What can happen if the credit card on file is invalid?


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The overpayment will sit on your credit card account until youeither use your card to pay for items and use up the overpayment or you claim it back from the credit card company.


When would you be required to pay interest on a loan or credit card balance?

You would be required to pay interest on a loan or credit card balance when you do not pay off the full amount owed by the due date.


What is the most effective method for avoiding credit card fees when using a credit card?

The most effective method for avoiding credit card fees when using a credit card is to pay your balance in full and on time every month.


Can you close a credit card account if there's a balance on the account or must you pay the balance in full?

Yes, you can cancel the card even if there is a balance remaining on it. You contact the credit card company and request the card be cancelled. You will no longer be able to use the card, but you still pay the balance, either in monthly payments or in a lump sum. But you do not have to pay the balance in full when you cancel the card.


What happens if i default into pay my credit card bill?

This could damage your credit score. It will be harder for you to get credit cards or loans in the future.