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MIB stands for Medical Information Bureau and was set up many years ago so that insurance companies have the ability to share medical information on their policyholders and applicants. It makes it more difficult for an applicant to give misleading medical information on the insurance application.
What else can I help you with?
How do you find out if you have a life insurance policy?
One way to find a lost or missing life insurance policy is with the help of The Center for Life Insurance Disputes. They can help you locate policies that have been lost or forgotten about.
How do you find out if your husband had life insurance?
Try the below ideas. Good Luck 1. If you have access to their personal records, go through old bank statements or canceled checks to see if they paid any insurance companies. 2. Did they have a personal lawyer or accountant who may have known about any old policies? 3. Talk with a past employer about any group life insurance policy that may have existed. 4. Get in touch with the Medical Information Bureau. They track all requested medical records by insurance companies for the past 7 years. So, if they took out the policy during this time period, most likely the MIB will know about it. You can find more information about them online. 5. Look at the mail that continues to be delivered after the person's death. If it was a policy that was still being paid for, you'll see premium notices. 6. Look at income tax returns to see if interest dividends on any life policy were claimed. There is no time limit on claiming the benefits of any missing life insurance policy that you are the beneficiary of. It can be 25 years later and the company will still pay you the proceeds.
What are the different kinds of life insurance available?
The main types of life insurance are term life insurance, whole life insurance, and universal life insurance. Term life insurance provides coverage for a specific period, while whole life insurance offers coverage for your entire life. Universal life insurance combines a savings component with a death benefit.
How can you find unclaimed policy?
There are a few organizations online that say that they can help locate lost insurance policies or unclaimed policy. Before you try the, I would contact MIB (Medical Information Bureau) for help. You may also want to call your local commissioner of insurance. You may contact any branch official of Insurance Company and request to provide you the bunch of "Orphaned" or unclaimed policies, for which there are no claimants. From the address and contact number as available in the policy, the nominee or legal heir can be contacted for the needful.
What is prudential life insurance?
Prudential is itself a life insurance company. Therefore, Prudential life insurance is nothing but life insurance that is provided through this company.
Can one find lists of people that are not insurable?
BeneficiaryI'm not aware of it for medical insurance, there's the MIB for life insurance. It's all confidential though and not available to the public.
How do you find an old insurance co named home beneficial life insurance in Richmond Va 1963?
You can check with the state insurance department where the company was domiciled - Virginia in this case. Another place to look is the MIB - Medical Information Bureau based out of Massachusetts
How do you find a old life insurance policy your mother bought years ago your ex wife took?
MIB, an insurance trade association, offers a policy locater service for a fee. For more information about this service, visit MIB's Web site: http://www.mib.com/html/lost-life-insurance.html.
How could you find out if someone forged your signature to get life insurance on you?
I doubt that they were able to get a significant amount without a physical, urine sample, medical records, etc. Also go to www.SteveShorr.com/life.htm , scroll down and follow the links to find out if MIB or anyone has issued a life insurance policy for you.
How can you find out if one parent has taken out life insurance on a child without the other one knowing?
Check out these links Article on Money Central http://moneycentral.msn.com/content/Insurance/Insureyourlife/P35421.asp MIB Policy Locator http://www.mib.com/html/lost-life-insurance.html Insurance Institute Suggestions http://www.iii.org/individuals/life/help/locatelost/ for more info see www.steveshorr.com/life.htm
Missing life insurance policy?
Check with The Center for Life Insurance Disputes.
Did Ronald a poole of wethersfield ct have life insurance after death?
You may want to check the following as it may help you determine if insurance was in place. If you have access to his bank statements, take a look to see if there were any checks or payments made to insurance companies. If he had a homeowner's or auto policy, call the company to find out who the agent was and ask that agent if he had any life insurance. The MIB - Medical Information Bureau - they have a service for tracking lost policies and may be able to help you.
How can you find out if a person has a life insurance policy?
If you are trying to locate a life insurance policy that may have existed from someone who has died, try looking at their old bank statements, checkbook etc.. to see if there were checks made out to insurance companies. If they had an auto or home policy, check with those companies as well as the agent who wrote the policies as they may be able to help you. You can also inquire with the MIB - Medical Information Bureau as they offer a service for finding policies.
Do life insurance test for cancer?
They don't "test" for cancer but the question is in the application and interview process. The insurance company will also check with the MIB and your Dr's. You can attempt to lie on the application and hope to get issued a policy but this is never a good practice. Instead, you can buy a policy that will insure you regardless of present or past conditions.
What to do if denied term life insurance based on contaminated specimen results obtained by nurse sent to home by insurance agent.?
It is very unlikely that the specimen was contaminated as you say as all precautions are taken to avoid this from happening by the professional. If in fact something did happen, you need to request the life insurance underwriters decision in writing and have it sent to your Dr. Then make an appointment with your Dr. and get re-tested. If in fact you are found to have a clean bill of health you can reapply to that company and request that the info be removed of the MIB. If you are still in a decline status you can get guaranteed issue life insurance. We can help you with that if necessary.
What are the steps taken against a person in an accident without insurance?
In the UK - driving without motor insurance on a public highway is a criminal offence. The police will investigate and the Crown Prosecution Service will prosecute in the good for the good of the state. In addition any injuries caused by a driver who has no motor insurance will be met by the Motor Insurers Bureau or MIB. See the related link entitled "accident car insurance" - to see the importance of motor insurance and how the MIB operates in the UK.
When denied for life insurance for drug test what can i do?
Well - sounds like you failed your drug test!! -- Only thing to do is Get off Street Drugs and try a different Life Insurance company or If drug test failure was from prescription drugs - get your physican to write a letter about the results of the drug test being the product of his treatment of your health issues. The above info is not the way to handle failed drugs and life insurance for a number of reasons. When you apply for life insurance, the majority of life insurance companies use the MIB - Medical Information Bureau service. When you apply to a company, the MIB system gets coded so that other companies will know you have an application pending somewhere else. If you get declined for drug use, the system is coded to put up a red flag. Any life insurance company you go to will know you previously applied and were denied. If your decline was due to marijuana, there are a few companies that will consider you for coverage. If decline was due to something such as cocaine, meth, opiates, etc.. you are going to have a hard time getting coverage until you can show some formal treatment records...rehab, AA, doctor treatment, etc.
