a person that lends credit
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A credit grantor is the bank or lending institution that has loaned you money or given you a line of credit such as a credit card.
a cooperative lending institution for a particular group.
"The credit crisis has affected the mortgage lending rates drastically. Many lenders are not giving out loans and mortgages at all without either high down payments, or pristine credit."
For credit cards it's gemoney.com There is now web site for loan information from GEMB lending
a person that lends credit
That is OK although it is a trifle clumsy; I would prefer to say, decisions about credit lending.
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lending, acknowledging
The lending institution.
A credit grantor is the bank or lending institution that has loaned you money or given you a line of credit such as a credit card.
a cooperative lending institution for a particular group.
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For credit cards it's gemoney.com There is now web site for loan information from GEMB lending
"The credit crisis has affected the mortgage lending rates drastically. Many lenders are not giving out loans and mortgages at all without either high down payments, or pristine credit."
No it does not -- it is called a soft inquiry. The credit bureaus classify companies who pull a credit report. Some companies pull credit reports for lending, others use credit reports for non-lending purposes. Hard inquiries are those that count against credit scores and are from lenders upon an inquiry for credit. Soft inquiries or those used for non-lending practices do not count against credit scores. From the classifications used by credit bureaus, the credit scoring system can determine the type of inquiry (whether for credit or otherwise) that is pulled.