answersLogoWhite

0

If it is beyond the 1st two years, nothing short of dying while commiting a felony. They will deny the claim if the insured did not die! They will deny the claim until satisfactory proof of death. IS the policy over two years old? 4lifeguild.com

User Avatar

Wiki User

19y ago

What else can I help you with?

Continue Learning about Finance

What happens if you don't respond to an insurance claim?

If you don't respond to an insurance claim, the insurance company may deny the claim or delay the processing of the claim, which could result in a loss of coverage or benefits for the policyholder. It is important to respond promptly to insurance claims to ensure a timely resolution.


What happens if someone files an insurance claim but you don't respond?

If someone files an insurance claim and you don't respond, the insurance company may process the claim without your input or may deny the claim if they are unable to gather the necessary information from you. It is important to respond promptly to insurance claims to ensure a smooth and timely resolution.


Can you explain how pre authorizations work in the context of insurance claims?

Pre-authorizations in insurance claims are approvals obtained from the insurance company before receiving certain medical services or treatments. This process ensures that the treatment is necessary and covered by the insurance policy. Without pre-authorization, the insurance company may deny payment for the service.


How long does it take to receive payment on life insurance policy?

In most states, the insurance carriers have 30 days to investigate, aprove and/or deny the claim. Then, an additional 60 days to pay the claim. Some stick to this rule, some don't. Keep in mind, they may or will tell you that they need more time or that the claim is been processed. Contact the insurance adjuster and talk to him/her and ask for an update on the claim. If that doesn't help, send them a 10 day certified letter and after that contact your state's departmnet of insurance and file a complaint.


Can you get money back on your cancelled permanent life insurance policy?

Only if you have had it long enuf to develop some cash values less cancellation penalties. If you were misquoted on the premium or decide not to take the policy when it has been produced, you should get everything back. If they deny a claim in some situations you can get everything back no matter how long you have had it

Related Questions

Can a insurance company not pay the claim on a auto accident and the passenger died?

There are legitimate reasons why an insurance company would deny a claim. If you were in the accident as the result of an illegal act for instance, you had no license or a suspended license, etc.


For what reasons can an auto insurance company deny a claim?

An auto insurance company can deny your claim if you haven't had your license for at least 18 months. or if the car has been sitting up (not running) for a while. they will need receipts from the repair man saying that the problem has just been fixed.


How long does an insurance company have to accept or deny a claim?

In most states an insurer has up to 60 days to accept or deny a claim. Save


Can you get auto insurance in NJ if you live in ny?

not legally, if they find out your address is wrong the insurance company can deny a claim


How long for auto insurance company to accept or deny a claim?

In most states in the U.S. An insurer has up to 60 days in which to investigate a loss and accept or deny a claim


Can the insurance company deny your claim for stolen vehicle if the car payments are behind?

No, that wouldn't be a reason for claim denial. It may be a reason for them to investigate you for insurance fraud.


Can your insurance company deny a claim if your registered address with the insurance company is in one city but you recently moved and live in another city?

Yes, they can deny a claim. Check your policy for any reference to change of address or location. If you failed to meet the requirements (notification within a certain number of days of moving) they could consider you in violation of the policy and deny the claim.


What happens if you don't respond to an insurance claim?

If you don't respond to an insurance claim, the insurance company may deny the claim or delay the processing of the claim, which could result in a loss of coverage or benefits for the policyholder. It is important to respond promptly to insurance claims to ensure a timely resolution.


Can the insurance company deny a claim on a group life insurance policy held for 10 years if your mom died from an accidental overdose of her prescription methadone?

If the policy was current, and the attending physician's opinion is that it was an accident then no they cannot deny the claim on those grounds.


Can you change car insurance companies while a claim is still being settled?

Yes. You can change at any time. The insurance company cannot deny the claim because you changed companies.


If someone's tire comes off and strikes our vehicle how can their insurance company deny our claim?

That is considered a road hazard but you should contact your insurance company to find out if anything can be done.


Why drop an auto insurance claim?

Once you submit an auto insurance claim can your provider deny it?