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There are many factors that may be considered when one chooses a certain credit card. This includes the interest rate, and annual fee and any extra benefits.

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12y ago

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What kind of credit card would you choose to have?

debit


does using my credit card improve my credit score or damage my credit score?

Using your credit card can go both ways! If you choose not to pay your bills on time, you will recieve bad credit. If you pay all your bills on time, I'm certain you will have a squeaky clean credit!


Can a credit card company reopen a charged off account?

No, a credit card company will not reopen a charged off account. They may choose to grant you a new line of credit, but this would be rare.


How do credit card rewards differ For example, is it better to use a personal or business credit card?

A business credit card would be best as to establish credit for building your own company. As far as rewards go, that is of course dependent upon the card issuer that you choose. In order to keep your personal finances in order it would also be better to have a business credit card for all business related expenses.


Anyone know how to get a credit card?

You can apply for a credit card at your local bank. They can help you choose the right one for you.


How to Choose a credit card offer?

Rewards are also something you should consider when choosing a credit card. These rewards come with how much you use your credit cards. Sometimes a point system is also used. Your credit card rewards can include: * Cash back rewards * Airplane miles * Free items after gaining certain number of points


What is the best way to apply for visa credit cards?

The best way to apply for visa credit card is by going to their website. If you're looking for a certain type of credit card, going to their website would be best.


Get A Credit Card Without Credit?

You still can own a credit card without credit or a poor credit score. Many companies will offer you a prepaid credit card. Simply make a deposit to the credit card company and begin charging on your new credit card up to the amount of your downpayment. Pay your balance like you normally would as with any regular credit card. In most cases, the credit card company will refund your downpayment after you have been in good standing for a certain period of time. You will continue to charge on your card, but it is now an unsecured line of credit.


Can I pay my credit card bill with cash?

Yes, you can pay your credit card bill with cash at certain locations such as the bank or the credit card company's branch.


What is the benefit of a home equity loan?

A home equity line of credit acts like a credit card: Homeowners get a certain amount of credit based on their home's equity and then use that to make purchases, much like they would with a credit card.


What is a Travel and Entertainment Credit Card?

A credit card that can be used to cover traveling expenses and for your enjoyment/entertainment. An example of a T&E card is "Diners Club." It can only be used at certain restraunts which would constitute "entertainment."


How can you get a credit card with bad credit?

First thing that you have to do is to repair your credit card history. Look for the things that can be fixed. Next thing is to review your current status. There are certain qualifications that credit card companies are requiring for people to have a bad credit card history to have a new credit card.