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You should get homeowners insurance when you purchase a home to protect your property and belongings from unexpected events like fires, theft, or natural disasters.

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AnswerBot

5mo ago

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Related Questions

If you refinance your mortgage do you need to get hazard insurance if you already have homeowners insurance?

hazard insurance is another way to say homeowners insurance - they should be referring to the same thing


Should homeowners insurance cover cars in garage fire?

No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.


Does homeowners insurance cover sprinkler system?

Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.


Homeowners Insurance?

form_title=Homeowners Insurance form_header=Protect one of your most important assets with homeowners insurance. Get the homeowners coverage options to suit your life. Do you already own homeowners insurance?= () Yes () No Does your current homeowners insurance cover flood damage?= () Yes () No () Don't have homeowners insurance Are individual items in your house, such as your TV, covered by homeowners insurance?= () Yes () No () Not Applicable Are you looking to get homeowners insurance or update your current insurance?= () Get Insurance () Update Insurance


Is your PC covered under your homeowners insurance?

It depends on the terms of your insurance, but most are, or should be.


Why should you have insurance if it paid for house?

if you paid cash for the house do you need homeowners insurance


What factors should homeowners consider when purchasing homeowners' insurance?

When purchasing homeowners' insurance, homeowners should consider factors such as the coverage limits, deductible amount, types of coverage included (such as liability and personal property), the reputation and financial stability of the insurance company, and any additional endorsements or riders that may be needed for specific risks or valuables.


Does homeowners insurance cover your mortgage if you are laid off?

No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.


If a home is unoccupied does it nullify the insurance?

Homeowners Insurance for Vacant Homes.Yes Homeowners Insurance is automatically null and void when a home becomes vacant. You should have a "Vacant property rider" added to your Homeowners Policy to ensure continuing coverage during a period of vacancy.


Where can I learn more about homeowners's insurance?

The best way to learn about homeowners insurance is through your car insurance broker. You can also consult the www.hud.gov website to know the ground rules that such agencies should be following.


Does homeowners' liability insurance cover personal injury on another property?

No, your Homeowners Insurance will not. Your Medical Insurance Will.


Where should you keep your Homeowners Insurance policy?

where you and others cvan find it if needed.