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the person who opened the account. (wife,husband). for example. if the wife had registered the credit card, she would be responsible for anything that has to do with the credit card. unless, the husband damaged or took over the credit card account. who ever's name the account is under is held responsible. If one spouse refuses or will not pay debt they are not forced to, however they will check if the other spouse is willing to pay. either way one will have to pay or take hold of the credit card. Then someone will be forced to or both may have to come up with an even amount of money.
What else can I help you with?
How do credit cards build credit?
Credit cards aid to build credit history in the same manner that any debt, whether it is from purchasing a car or by just paying rent. Be responsible with credit cards. You should not overspend.
How will having more credit cards help to build credit?
Having more credit cards can help build credit by increasing your available credit limit and demonstrating responsible credit usage, which can improve your credit score over time.
What are some perks of owning a credit cards?
That means that you are responsible enough to have a credit card. And you can buy things!!
Does paying off credit cards hurt your credit score?
Paying off credit cards can actually help improve your credit score by reducing your overall debt and showing responsible financial behavior.
Do teens become more responsible by having credit cards?
Yes, but only give it to them if they are responsible or you will have money issues. :)
How do credit cards build credit?
Credit cards aid to build credit history in the same manner that any debt, whether it is from purchasing a car or by just paying rent. Be responsible with credit cards. You should not overspend.
How will having more credit cards help to build credit?
Having more credit cards can help build credit by increasing your available credit limit and demonstrating responsible credit usage, which can improve your credit score over time.
What would constitute a responsible use of credit?
A responsible use of credit is paying off your credit cards each month. Another example of using credit responsibly is using it when you need it only.
What are some perks of owning a credit cards?
That means that you are responsible enough to have a credit card. And you can buy things!!
Does paying off credit cards hurt your credit score?
Paying off credit cards can actually help improve your credit score by reducing your overall debt and showing responsible financial behavior.
Do teens become more responsible by having credit cards?
Yes, but only give it to them if they are responsible or you will have money issues. :)
How can I obtain department store credit cards for bad credit?
To obtain department store credit cards for bad credit, you can start by applying for secured credit cards or store-specific credit cards that are designed for individuals with lower credit scores. These cards typically have lower credit limits and higher interest rates, but can help you rebuild your credit over time with responsible use. Additionally, you can consider becoming an authorized user on someone else's credit card account to help improve your credit history.
Who is responsible if credit cards are in a wife's name only?
If you are in a "community property" state, you both are.
How can prepaid credit cards be used to help build credit?
Prepaid credit cards can help build credit by allowing users to make regular payments and demonstrate responsible financial behavior. Some prepaid cards report payment history to credit bureaus, which can help establish a positive credit history over time.
Am I responsible for debts on credit cards my husband had prior to our marriage?
If he put your name on the cards so you could use them, you're responsible for all charges you both made. If your name isn't on the cards you don't have to pay.
How do authorized users work on credit cards?
Authorized users on credit cards are individuals who are given permission by the primary cardholder to use the card. They can make purchases and build credit history, but they are not responsible for paying the bill. The primary cardholder remains responsible for all charges made by authorized users.
If your cohabitant boyfriend steals and uses your credit cards who is responsible for the money spent?
unfortunately you have to because its your credit card. good luck!
