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Am I responsible for debts on credit cards my husband had prior to our marriage?
Wiki User
∙ 15y ago
If he put your name on the cards so you could use them, you're responsible for all charges you both made. If your name isn't on the cards you don't have to pay.
Wiki User
∙ 15y ago
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Is your husband responsible for your credit card debt in ill if it is at a collection agency?
If his name is not on the card,(He did not sign for the card) Then NO! And credit cards are unsecured loans.
Who is responsible for your credit cards when you die if there is no husband?
Typically the estate is responsible for clearing up any liabilities. The affairs of the estate are usually handled by the executor of the estate.
If my husband dies and leaves credit card debt and our childrens parent plus loan debt am I responsible for assuming the debt in PA?
not if you have death insurance on the loan and credit cards
If you and your husband are joint tenants on credit cards are you responsible for the debts if he has passed away?
Yes. When an account is jointly held, all parties are equally responsible for the entire amount owed.
Is the husband responsible for a credit card debt if he and his wife are not legally divorced but she has credit cards in her name only and racks up a large debt?
Yes, you are married. For years I didnt even work or have credit cards, but I established credit due to my husbands last name, because we are married.
In California law husband has credit cards in his name only. He dies. Does the wife have to pay off his credit cards?
In California, the responsibility to pay off the deceased husband's credit card debt typically falls on his estate. If the wife is not a joint account holder or a co-signer on the cards, she is not typically responsible for the debt. However, it's advisable to consult with a legal professional to understand the specific circumstances and obligations.
What can you do if your wife opened credit cards without your consent?
A friend of mine faced this before. he closed the joint bank account and opened one in his name only. canceled the credit cards and placed an AD in the classifieds that he was responsible for his debts only.The wife can get credit on her own and if she fails to pay the bill the husband can still be held responsible for the debt. Good Luck.
How do credit cards build credit?
Credit cards aid to build credit history in the same manner that any debt, whether it is from purchasing a car or by just paying rent. Be responsible with credit cards. You should not overspend.
In New York State if the mortgage and title of a property purchased during marriage are in the wife's name only is the husband responsible for payment before and after divorce?
Both are equally responsible for debts accumulated during the marraige. That includes your credit cards, her credit cards, mortgage, vehicle, personal loans, etc. * No. NY is not a community marital property state (it is a TBE state). Therefore all separately owned property and separately incurred debt belongs to the person named on the deed, title and/or lending contract.
What would constitute a responsible use of credit?
A responsible use of credit is paying off your credit cards each month. Another example of using credit responsibly is using it when you need it only.
What are some perks of owning a credit cards?
That means that you are responsible enough to have a credit card. And you can buy things!!
When separating or divorcing who is responsible for the credit cards?
the person who opened the account. (wife,husband). for example. if the wife had registered the credit card, she would be responsible for anything that has to do with the credit card. unless, the husband damaged or took over the credit card account. who ever's name the account is under is held responsible. If one spouse refuses or will not pay debt they are not forced to, however they will check if the other spouse is willing to pay. either way one will have to pay or take hold of the credit card. Then someone will be forced to or both may have to come up with an even amount of money.
