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You might see if there's a mental hospital nearby; one of the patients might be willing to approve you.

You're basically telling us you have no job, no assets, and you're an extremely poor credit risk. Why would anyone in their right mind give you a loan?

One thing that might change this is that you also said "grant". That suggests to me that maybe you're talking about a student loan. Those go by different rules and are ultimately guaranteed by the federal government, so your credit score and current financial status is much less of an issue. If that's the case, I'd talk to the financial aid office at your college or university.

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11y ago

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Can you get a loan without a banking account?

Banks and savings and loans may pre-approve you, but you will need to open an account with them if you choose to take the loan. If you have a problem opening an account, you will need to get that cleared first.


Is it possible to secure employment without having a bank account?

Yes, it is possible to secure employment without having a bank account. Some employers may offer alternative payment methods such as cash or check, or may allow for direct deposit into a prepaid card. However, having a bank account can make it easier to receive and manage your salary.


Can the primary account holder add one more holder to the same account without consent of second holder?

It would depend on the terms and conditions of the account and what the account is about. Generically speaking, it may be that the second account holder shares the account equally with the primary and therefore both have to approve changes to the account. Alternatively, in many cases either of the primary account holders has full privileges to do anything without the knowledge or consent of the other.


What kind of collateral is used for a personal loan?

It depends on the type of personal loan. It is possible to get a loan using only a good credit score as collateral. If you do not have good credit, it is still possible to get a loan without collateral, but you can expect to pay a much higher interest rate. It is also possible to use a vehicle or property as collateral.


Can my employer legally access and check my bank account information without my consent?

In most cases, your employer cannot access or check your bank account information without your consent. This is considered an invasion of privacy and is generally not allowed by law. It is important to review your employment contract and company policies to understand your rights regarding privacy and financial information.

Related Questions

Can you get a loan without a banking account?

Banks and savings and loans may pre-approve you, but you will need to open an account with them if you choose to take the loan. If you have a problem opening an account, you will need to get that cleared first.


Is it possible to secure employment without having a bank account?

Yes, it is possible to secure employment without having a bank account. Some employers may offer alternative payment methods such as cash or check, or may allow for direct deposit into a prepaid card. However, having a bank account can make it easier to receive and manage your salary.


Can the primary account holder add one more holder to the same account without consent of second holder?

It would depend on the terms and conditions of the account and what the account is about. Generically speaking, it may be that the second account holder shares the account equally with the primary and therefore both have to approve changes to the account. Alternatively, in many cases either of the primary account holders has full privileges to do anything without the knowledge or consent of the other.


What is red clause credit?

A Green Clause Without Collateral


What is rubberstamp?

To rubberstamp something is to approve it without reviewing it


How are friends reading twitter and facebook account without permission?

This will be due to your privacy settings. On Twitter, you can prevent anyone seeing your profile by "protecting your tweets". This means you have to approve anyone who wishes to follow you.


What virtual bank will give you a checking account the routing number and approve your application with 0 down?

ING Direct and Ally Bank are two good ones that can open an account with nothing down if that is what you really want. Unless you are on Chex Systems "no no" list, technically any bank will approve an app for a checking account, and you're only on that list if one of your accounts stays in the red for long periods of time without putting any money in it at all...


How do you get financial help to start a business without collateral?

StrawberryFrogs InternationalCall : 9878550044


Can you hide who you follow on Twitter?

No. Everyone that is following you will be in your "Followers" list. However, if you do not have a protected account then anyone can view your tweets without you knowing. When you have a protected account you must approve who can follow you.


Can someone use your vehicle as collateral on a loan without you signing the loan?

Not LegallyUnlessYou are married


What kind of collateral is used for a personal loan?

It depends on the type of personal loan. It is possible to get a loan using only a good credit score as collateral. If you do not have good credit, it is still possible to get a loan without collateral, but you can expect to pay a much higher interest rate. It is also possible to use a vehicle or property as collateral.


Can a person with a life estate use the property a collateral for a loan without the permission of the remainderman?

Yes, they can use their interest in the property as collateral. But remember that is a limited interest and must be disclosed to the lender.