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No, it is still their number. However, it will make a difference in how you purchase a house, etc. in the future. More importantly, it will affect you as a couple if you both do not start out on the same page. My guy had a horrible history. We spent time sorting out his bills and figuring out how to pay them. When everything was caught up--he paid them off with his money--then we waited for his FICO to improve. It did, we got married, and the money fight was resolved before we married. Watch Suze Orman, check out the book "Degrunging your Finances," which has practical advice.
Do not marry this person until the money issue is solved--and make sure you have the written proof, not just the word of the person. Do not do it for them, as you would be supporting bad habits.
What else can I help you with?
What credit cards are available for someone with no credit history?
Most credit card companies will offer a credit card for someone with no credit history. A few of them are capital one, any prepaid credit card and most banks. If you have no credit history the best way to go would be to go thru your bank.
What is the best credit card option for someone with no credit history?
For someone with no credit history, a secured credit card is often the best option. This type of card requires a security deposit, which serves as collateral and helps establish a credit history. It can be a good way to start building credit responsibly.
How can someone start a credit history in the USA?
To start a credit history in the USA, a person can apply for a secured credit card, become an authorized user on someone else's credit card, or take out a credit-builder loan. Making timely payments and keeping credit utilization low can help build a positive credit history.
If you have bad credit and have someone co-sign on an auto loan will they inherit your bad credit as well?
NO, BUT IF YOU FAIL TO PAY THE BILL on time THEIR credit will go down the drain JUDE KAGABINES LEXINGTON SC
How can I perform a credit check on someone?
To perform a credit check on someone, you can request a credit report from one of the major credit bureaus such as Equifax, Experian, or TransUnion. You will need the individual's consent to access their credit information. The report will show their credit history, including their payment history, outstanding debts, and credit accounts.
What credit cards are available for someone with no credit history?
Most credit card companies will offer a credit card for someone with no credit history. A few of them are capital one, any prepaid credit card and most banks. If you have no credit history the best way to go would be to go thru your bank.
What is the best credit card option for someone with no credit history?
For someone with no credit history, a secured credit card is often the best option. This type of card requires a security deposit, which serves as collateral and helps establish a credit history. It can be a good way to start building credit responsibly.
How can someone start a credit history in the USA?
To start a credit history in the USA, a person can apply for a secured credit card, become an authorized user on someone else's credit card, or take out a credit-builder loan. Making timely payments and keeping credit utilization low can help build a positive credit history.
Where can I find out my business credit history?
In order to find out your business credit history, you must talk to someone at your local bank, credit union, or perhaps call your credit card company and ask to speak with someone who could help.
If you have bad credit and have someone co-sign on an auto loan will they inherit your bad credit as well?
NO, BUT IF YOU FAIL TO PAY THE BILL on time THEIR credit will go down the drain JUDE KAGABINES LEXINGTON SC
How can I perform a credit check on someone?
To perform a credit check on someone, you can request a credit report from one of the major credit bureaus such as Equifax, Experian, or TransUnion. You will need the individual's consent to access their credit information. The report will show their credit history, including their payment history, outstanding debts, and credit accounts.
What are the best options for obtaining a credit card with no credit history?
The best options for obtaining a credit card with no credit history are secured credit cards, student credit cards, and becoming an authorized user on someone else's credit card.
I wish to have my own credit card Is it possible to obtain one though I don't have credit history?
Yes you can. Everyone starts off at some point without a credit history, and there are options available for people who would like to get a credit card without any history of having one. They can start to build their credit history by applying for a secured credit card or applying for a joint credit card with someone who has an established credit history. The third option available to someone who has no credit history is to find a credit card issuer catering to first-time customers and offer student credit cards or bad credit credit cards or just plain and simple credit cards that are able to be approved for with little or no credit history.
How does someone create a credit history?
Obtain a credit card and use it. Store credit cards are available to use as well-- they're specific to that store, of course, but it can be used to build a credit history with purchases and such. Any major payments made will count towards that credit history.
Will a credit card analyzer show me my credit score?
If only it did. A credit card analyzer is a tool that suggests credit cards based on your financial situation and credit history (which you need to provide yourself).
Is it true you can improve your credit score dramatically by having someone with good credit add your name as a cosigner to one of their credit cards even if you never use it?
YES, THIS IS TRUE! IF YOU HAVE NEVER ESTABLISHED CREDIT HISTORY AND YOU ARE IN NEED OF A LOAN YOUR BEST BET IS TO BECOME A CO-SIGNER ON SOMEONE ELSE'S CREDIT CARDS TO ESTABLISH CREDIT HISTORY.
Does adding someone as an authorized user affect my credit score?
Yes, adding someone as an authorized user can potentially affect your credit score. If the authorized user has a good credit history, it may have a positive impact on your credit score. However, if the authorized user has a poor credit history, it could potentially have a negative impact on your credit score.
