Some people who really need credit may struggle to obtain it due to a lack of credit history or a poor credit score, which can result from missed payments or high debt levels. Additionally, factors such as unemployment, low income, or a high debt-to-income ratio can make lenders hesitant to extend credit. Discrimination and systemic barriers can also play a role in limiting access to credit for certain individuals or communities.
I am in an urgent situation. Unable to make the payments on the credit card bills.
The signs of credit card crisis are often fairly obvious. If you are unable to keep up with your credit card payments, and are in debt, you can be sure that you are in crisis, and you need to get out.
No. Credit card companies will not give to people who have no income.
To cosign a car, you typically need a good credit score and a stable income to show the lender that you can help repay the loan if the primary borrower is unable to do so.
You need to start with a secured credit card if eligible then progress from there. With bad credit you won't be eligible for unsecure ones.
I am in an urgent situation. Unable to make the payments on the credit card bills.
of course not.
That depends you need to ask you bank because it may depend on your credit
The signs of credit card crisis are often fairly obvious. If you are unable to keep up with your credit card payments, and are in debt, you can be sure that you are in crisis, and you need to get out.
It is beneficial to obtain a credit report from all 3 credit bureaus because they may have discrepancies that you need to know about. Not many people know this but you can get an annual free credit report from the website annualcreditreport.com, and it really is free.
No. Actually your credit can be terrible. We know that operating a business can impact your credit, that's why we base our choices in your income not your individual credit.
No. Lots of people with jobs don't have credit cards.
no you don't need credit to send messages on blackberry messenger
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No. Credit card companies will not give to people who have no income.
To cosign a car, you typically need a good credit score and a stable income to show the lender that you can help repay the loan if the primary borrower is unable to do so.
You need to start with a secured credit card if eligible then progress from there. With bad credit you won't be eligible for unsecure ones.