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Your credit score and income are more important than an account in collections.

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16y ago

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Why can't I get info I need on my account from PHH mortgage?

Your account might have problems on getting info from PHH mortgage.


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"Bankruptcy status remains on a person�۪s credit report for 10 years, but mortgage lenders want you to hold off on getting a mortgage for at least two or three years. If your post-filing debt payments have been reported to your credit agency as being on time, and you have steady employment, your chances of getting a mortgage financed increase considerably."


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Can an account be sent to collections of dental work not completed?

I have worked in collections in the past and if they have performed work on you and you do have a balance with the dentist and its in non payment status, then YES they can send you to collections. I recommend getting onto a payment plan with the dentist. They usually are pretty flexible with the patient because if they send you to collections then they have to pay a fee to the outside collection agency and normally they try to avoid that. Hope this helps


Where can I find more information on getting a mortgage with bad credit?

Check out this article about getting a motgage with bad credit... http://www.finweb.com/mortgage/need-a-mortgage-but-have-bad-credit.html You can learn more about getting a mortgage with bad credit, by visiting www.fha.gov, www.hud.gov, and www.mortgageloansbadcredit.com.


Can a collections agency freeze bank account for medical bills?

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Where could one get advice on obtaining a closing figure for a mortgage?

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How will co-signing a mortgage for your mother effect your chances of getting a home of your own at a later date?

Co-signing a mortgage will put the debt on your credit report as well as hers. If your credit is bad, it will help improve your credit, however the loan may affect your chance depending on your income and whether the mortgage is still being paid when you apply for a mortgage. Before co-signing make sure you talk to a mortgage consultant who would be able to answer the question to your specific situation.


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