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That would be highly unlikely. Unless you specified on your policy you have a stocked pond and want to insure your fish and the pond I doubt they would even underwrite that in an insurance policy.
Best thing to do is to check with your agent about various scenarios and see what is covered.
For example - floods, hurricanes, tornado's, sink holes are usually not covered unless you request an add on to your current policy. As well as items such as Guns and Jewelry are also not even covered and must be included in a attachment type policy through your home owners insurance.
What else can I help you with?
Does homeowners insurance cover loss of personal property?
If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.
Does Homeowners cover a hotel in the case of loss of power from a storm?
It depends on your specific policy.
Will homeowners insurance cover a fire loss caused by the homeowner?
Accidental, Yes. Intentional, No
Does homeowners insurance cover erosion on a garage?
No, homeowners does not cover erosion. Erosion is considered normal and expected over time. It's not a sudden loss. It is also generally avoidable with proper maintenance.
My home was broken into and my personal tools were stolen does my homeowners cover the loss of the tools stolen?
Many will cover theft and loss--it just depends on your company. Hopefully you have some receipts and proof of ownership...
What if you don't have homeowners insurance?
If you don't carry homeowners insurance and you have your home financed, you are breaking the contract and your bank will take out a forced place policy to cover their interest in the home and you will have to pay the premium which is far more than a homeowners policy. If it's not financed, you take the entire risk of loss upon yourself.
If you leave your home without locking it and theft or vandalism occurs will your homeowners policy cover any loss or damage?
yup
Does homeowner's insurance cover loss of a well due to nearby blasting?
No, Homeowners insurance does not warranty the production of a well on the property.
Is homeowners depreciation check's purpose to cover repairs?
No. depreciation is compensation for a loss of value. You can make repairs or do whatever you choose with it.
Should homeowners insurance cover water damage that was caused before you moved in?
No. Your policy will only cover damages which were caused by a covered loss during the policy period.
Will a prior insurance company cover a homeowners claim?
So long as you can establish the loss occurred during the term of the prior insurance policy, yes they will cover the claim.
Is home insurance a scam?
Home insurance is not a scam. It is a type of financial protection that helps homeowners cover the costs of damage or loss to their property.
