I'm not exactly sure what you mean, but I'll give it a go.
If you mean, "Will my insurance company report an alcohol-related accident to the authorities," the answer is most likely "no." Most insurance policies will cover you even if you've had thirty-two beers in a three-hour period, because you pay a premium for that coverage. Your insurance company isn't going to narc on you for something like that.
Of course, the circumstances of the accident will be reported to your carrier's underwriting department, and you can expect a hefty premium increase. Even if you try to switch carriers to avoid the increase, insurance carriers have ways of communicating with each other and eventually the accident will come to your new carrier's attention. Not having received a DUI citation, however, would definitely be in your favor. At that point, you might as well start taking the bus unless you're making six figures a year to cover your new premiums.
Now, if you meant, "I had an alcohol-related accident in another state, and was wondering if it will be reported to the authorities in my state," the answer could be "yes." States have reciprocity laws where they share information with one another. Naturally, that information would find its way into your carrier's hands.
There are a variety insurance companies that offer insurance in Ottawa. Which of these companies is the best is dependent upon many variables and what type of insurance is required. The best way to find which insurance is the best is to get individualized quotes from an insurance company.
In most places, insurance is required in order to obtain a driver's license. This is to ensure that drivers have financial protection in case of accidents.
Allstate insurance offers term life insurance with no exams.
When looking to buy insurance for the company limousine it may be possible to save time by buying the insurance required online. Companies such as Willis Programs and Lancer Insurance advertise that they sell specialized limousine insurance.
Yes, hazard insurance is typically required for property owners to protect against damage from natural disasters or accidents.
No. most insurance companies actually will put your boat on your house insurance believe it or not. Some companies still put it on the car but they are just trying to get more money out of you.
No. Every insurance companies are required those applicants to have at least one car to avain a car insurance.
Yes, All claims and accidents whether at fault or not at fault are required to be disclosed when applying for an auto insurance policy. Failure to do so can result in cancellation of your policy due to non-disclosure.
Occasionally
It depends on how smoothly you want the insurance claim to go. Generally, insurance companies resist paying if there is no report to the police.
yes. I am an insurance agent for one of the biggest insurance companies out there and Iowa law states that anything with a motor on a roadway has to be insured.
Insurance companies in the state of Texas are required to offer you PIP insurance, and you can refuse to purchase this. In the state of Texas, you are required to pay any damages you make in an accident so PIP is handy just in case.