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Lay-by typically applies to a range of retail items such as clothing, electronics, furniture, and home goods. The specific items available for lay-by can vary by store, but generally, it includes products that the retailer can hold for you until you've paid in full. High-demand or perishable items, like food or seasonal goods, are usually excluded. Always check with the retailer for their specific lay-by policies and eligible items.

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2mo ago

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