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Is there a insurance company that will insure a 86 year old male with life insurance?
american continental..through Aetna. ANOTHER VIEW: This company may offer such insurance, but there are many other factors. Life insurance, like other kinds of insurance, is underwritten according to risk factors relevant to the type of insurance. That is, the insurer has guidelines by which it determines whether or not it is willing to issue the policy, at what price (premium) and under what terms. In the case of life insurance, much of the determination depends upon the health of the insured and how much insurance is sought. It is critical that you deal only with an authorized insurer (one that is licensed to issue policies in the State in which you live), as there a great many scams. Also, with respect to the amount of insurance sought, be sure to carefully examine what you have to protect. That is, are you trying to provide for a surviving spouse or dependent children? Is the house paid off? Depending upon the answers to those questions it may or may not make sense to pay insurance premiums. At the age of 86, limited funds might be put to better use than paying life insurance premiums.
What is the maximum issue age of most individual disability policies?
Every company has a different maximum issue age. Because people are living longer and continuing to work later in life, many companies have started to increase their maximum issue age. Most companies are willing to offer coverage until age 61, but there is 1 or 2 companies that are willing to make offers up to age 63.
Can an 80 year old get long term care insurance?
If he can, the premium will be so high it would not make sense. Some insurance companies will also turn down coverage to people of a certain age.ANSWER:Generally, long term care insurance companies do not necessarily sell policy to people who are 84 years and older, so an 80 year old may still buy ltci, however, the premiums will be very expensive you might as well self insure. In addition, by the time a person reach the age of 80, he/she may have developed some conditions that may disqualify him/her to buy long term care insurance, he/she have a high chance of being declined.
Can you collect from a Gerber life insurance policy after you turn 21?
Yes, you can turn in the policy and receive the cash value. However, the amount of money you receive will depend upon your age, how long you have had your insurance and the policy's benefit amount.
Whattype of insurance do you need when you reach retirement age where assisted living needs may exist?
When reaching retirement age and considering assisted living needs, long-term care insurance would be beneficial as it can help cover the costs associated with assisted living facilities, home healthcare, and other long-term care services not covered by traditional health insurance or Medicare. It is important to review policy details carefully to understand coverage limits, restrictions, and eligibility criteria. Consulting with a financial planner or insurance agent specializing in long-term care insurance can help you make informed decisions.
Does it make financial sense to purchase medical insurance for my dog?
It does not make financial sense to purchase medical insurance for your dog. You will rarely need to use the coverage and end up paying more in the long run. To learn more about dog insurance visit www.petinsurance.com/.
Do you pay taxes on state disability?
No because disability payments come from taxes, so it would not make sense. Disability payments do not come from the state they are federal.
If receiving long term disability can the insurance co make you take another job?
Technically the insurance can and often will make you take another job if your Disability contract has an "Any-Occupation" Definition of total disability. This definition says that benefits will only be paid if you are unable to do any occupation for which you can be expected to perform based on your experience, education and prior earnings.This is the primary reason why "Own-Occupation" Disability insurance is so important.
How To Lower Your Disability Insurance Quotes?
Many people decide to buy disability insurance, and it’s a particularly useful insurance type for family breadwinners that need to protect their families’ financial futures. However, disability insurance can be very costly, especially for people in high-risk jobs.To decrease the cost of your disability insurance quotes, you should make sure that you’re in the best health possible. All insurance companies look at their policy holders’ health when deciding rates, as this is one of the quickest and most accurate ways to assess whether or not a certain consumer is going to make a claim on his or her policy. Exercise regularly. Get a checkup from your doctor, and ask for advice. If you can get a clean bill of health from a doctor, it should be much easier to find low cost disability insurance quotes and even special disability insurance discounts.Some families can decrease the cost of disability insurance by looking for dual policies. Husbands and wives who both need disability insurance can greatly cut their premiums by electing for these policies. It’s also possible to get dual disability insurance policies, and many workers’ organizations will look for these policies to provide large disability insurance discounts for everyone in the group.Look for as many disability insurance quotes as possible. This is one of the fastest ways to learn the differences between different plans and providers. As you read each quote, you’ll learn new ways to decrease the costs of your disability insurance coverage, and you’ll learn about special discounts that are only available from certain disability insurance providers. You’ll also be collecting quotes on premiums, and you’ll find it much easier to get a low cost policy if you have a few disability insurance quotes to use when negotiating with insurance agents. Don’t be afraid to be stubborn in negotiations. You can often cut the cost of a new policy by a great percentage simply by researching the competition.Disability insurance can be a very serious purchase, so treat it as such. Do research and monitor your health. Keeping yourself informed and in shape is as good for you as it is for your disability insurance rates.
Is disability insurance on a car loan worth it?
Disability insurance on a car loan can be worth it if you want protection in case you become unable to make payments due to a disability. It can provide financial security and peace of mind, but it's important to carefully consider the cost and coverage before deciding if it's right for you.
Does pot smoking affect disability insurance?
Yes. Just answer the question honestly, there's probably a separate form to fill out and then the Insurance Company will make a decision.
Where can one purchase commerce insurance in Maine?
You can purchase commerce insurance in Maine from the MAPFRE Commerce Insurance website. Once on the website, you can get a quote, manage your existing policy and make payments online.
Does Geico provide disability insurance rates?
You can check out there site at Geico and talk to there representative. It is a car insurance so I do not think they do provide that. Check just to make sure.
Why do insurance company want a 16 year old to get insurance when the car is insured already?
That doesn't make sense. You may have misunderstood. The 16 year old driver would have to be listed on the policy as a driver. Most companies will not even allow a 16 year old to purchase insurance in their name because they are not a legal adult and an insurance application and policy make up a legal contract.
What is Key employee participation in group insurance plan?
This question does not make sense. Are you asking about "key man insurance?"
Does travel insurance make sense?
It make sense because it will give you a peace of mind when you go travelling. It just cost a fraction compare when something happens durring your holiday. Everybody pay insurance for his car and travel insurance fall in the same category.
Where can I purchase cheap building insurance?
You can purchase cheap building insurance online or from a local agent. you have to make sure they are good and trust worthy. Or else you can be scammed of your money
