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I am currently on Long Term Disability and Social Security Disability benefits for a chronic illness. Will I be able to continue receiving these benefits if I decide to get pregnant?
Only if the pregnancy has complications and the doctor recommends bed rest or otherwise decides that you can't work.
Can you travel while on short term disability?
If you are receiving benefits from Social Security Disability Insurance, your moving will not affect the reception of benefits at all. Make sure to alert your Security office of your change of address so that you continue to receive correspondence from Social Security and your checks as well. If you are receiving benefits from Supplemental Security Insurance, moving could change the amount you receive in benefits, and it can also alter your eligibility to receive benefits at all. Some states add a payment to the federal SSI and detract this payment from your check each month. If you are moving from a state with no supplementary payment to one that does have one, your disability check will be slightly smaller in the new state. Disability benefits are also tied to income, so if your income changes, your disability payment will likely change as well. Call your local security office if you have any questions or concerns regarding your disability payments.
Does your unemployment cease when you become eligible for Social Security benefits?
Disability payments are Social Security Payments. When a person reaches full retirement age (66), the payments continue as normal, but are no longer considered disability payments. A person does not receive two payments.
How can you stop Social Security disability checks if you don't want to continue receiving them?
You can elect to discontinue Social Security disability benefits at any time; however, you may have to pay a visit to your local field office to prove you are the person to whom the check or deposit is issued.
Do you continue to receive Social Security benefits until you pass away?
Yes, Social Security benefits continue until the recipient passes away.
Can you continue working while receiving Social Security benefits?
Yes, you can continue working while receiving Social Security benefits, but your benefits may be reduced if you earn over a certain amount.
Why can't I collect long term disability and social security disability at the same time?
There is a very wide variety of "insurance" coverage from employers, public sources and private policies, and you should address your questions to the administrator of the insurance plan in order to get an accurate answer - but in general... Social Security Disability Benefits aren't a means tested program; eligibility doesn't depend on whether or not you have some other means of support. Most long term disability insurance is designed to replace your income in conjunction with Social Security disability benefit so that the sum of the two benefits enables you to continue in a lifestyle similar to the one you had before you became disabled.
Does your disability insurance company have the right to know your receiving social security disability for the same disability?
Yes. Most if not every disability insurance contract specifies that you must provide them with all "proof of loss", including information about the nature and amounts of income from other sources. If you have a group disability policy (sponsored by your employer, union or an association, for example), then it is very likely that the SS Disability benefits you receive will reduce the benefit payable to you. If it is a non-group disability policy (for example, that you purchased on your own without the sponsorship of an employer, etc.) then it depends on the policy as to whether Social Security Disability benefits reduce your private disability benefit. It is still usually the case that they will, but more variations tend to exist for non-group policies. It should be noted that it is very important to notify your private disability insurer any time an amount of source of income changes, such as when you are awarded Social Security Disability benefits. Failing to do so will often cause an overpayment of your benefits, so the longer you wait to notify them the more money you will owe them back. They always find out eventually, so it is not to your advantage to try to hide it from them. [Actively lying about it, in fact, may be considered insurance fraud, depending on your state's definitions and other factors, and could result in freeing them of their liability to continue offering you benefits.] There are also advantages to staying in good graces with the policy: many plans provide claimants with fringe benefits, such as waiver of life premiums, vocational disability services, job search/placement, credits for certain daycare expenses and/or spousal or dependent educational benefits, access to legal services and others. Also, if Social Security Disability someday decides you are not disabled and wants to terminate your benefit, your private disability insurer may help you prove your case to them, if it keeps their liability down and they agree you continue to be disabled. Even if your private disability benefit reduces when you receive Social Security Disability benefits, many policies have a minimum benefit (such as $50/mo, $100/mo, or if you're lucky, "the greater of $100 or 10% of Gross Monthly Benefit") so you will actually be receiving more money from the two sources than you would have from just Social Security Disability.
How long your benefits last after you get an accident at work?
The duration of benefits after a workplace accident typically depends on the severity of the injury and the specific workers' compensation laws in your state or country. Generally, temporary disability benefits can last until you are medically cleared to return to work or reach maximum medical improvement. In cases of permanent disability, benefits may continue for a longer period or even for life, depending on the level of impairment. It's essential to consult with your employer's HR department or a legal professional for details specific to your situation.
How to go back to social security disability report already started?
To return to a social security disability report that you've already started, you will need to log back into the online portal where you began the report. Locate the saved draft section or any options related to in-progress reports to continue where you left off. If you are having trouble finding the correct section, reach out to the Social Security Administration for assistance.
How To Apply For Social Security Disability Insurance?
If you have a disabling medical condition and are unable to work, the U.S. Government has an excellent program to help you out financially. Social Security Disability Insurance (SSDI) can be a Godsend if you find yourself in dire straights because you cannot work. If you are found to be disabled and your disability continues for at least two years, you will also receive Medicare Health Insurance.What Are The Requirements?To qualify for benefits, you must have a medical condition that prevents you from doing your previous work and also keeps you from doing other work. The disabling condition must be one that will last for at least one year or is expected to end in death.Your inability to work must be total. SSDI does not pay benefits based on short-term or partial disabilities. There’s also a five-month waiting period before benefits can begin. During the waiting period, you must continue to be disabled. If you are entitled to benefits, they will begin in your sixth month of disability.How Do I Apply For Benefits?Visit the Social Security website at http://www.socialsecurity.gov/ and click on Disability Benefits at the top of the page. You’ll be guided through the application process from start to finish. To review the SSDI program and view Frequently Asked Questions (FAQ), click the drop-down menu under Questions and select Disability. You can also apply for benefits in person at your local Social Security Office.If you believe your disability could last for at least one year, you should apply for benefits immediately. If you regain your ability to work because the condition improves, you can always cancel the application.How Long Does It Take To Get A Decision?It will take from three to six months to receive a decision. If the decision process takes longer, and you are eventually approved for benefits, you will receive retroactive benefits for any months more than five during which you were disabled.Social Security benefits are also available for disabled children under the age of 18. While private disability insurance does not affect an SSDI claim, the benefit amount may be impacted if you receive compensation from public programs like Worker’s Compensation.
Is Illinois workman's comp taxable?
Hi~It is my understanding that no Workman's Compensation "benefit" is taxable - regardless of what state.Amounts you receive as workers' compensation for an occupational sickness or injury are fully exempt from tax if they are paid under a workers' compensation act or a statute in the nature of a workers' compensation act. The exemption also applies to your survivors.If part of your workers' compensation reduces your Social Security or equivalent railroad retirement benefits received, that part is considered Social Security benefits and maybe taxable.If you return to work after qualifying for workers' compensation, payments you continue to receive while assigned to light duties are taxable.The above relates to federal income taxes. Generally, states follow the same rule, but you should check with your state's department of revenue for additional information.
