Assuming you had health insurance when you were employed, you may continue that insurance through the COBRA program by paying the applicable premium. Those premiums will be much larger than the ones you were paying while you were employed.
Even when unemployed there are still options for health insurance. eHealth Insurance can assist those looking for plans and can even get multiple quotes from competing companies.
Health insurance options for the unemployed are very limited and vary from state to state and country to country. In some cases, coverage from a previous employer's group plan may still apply to the individual. In other cases, a spouse or other family member may have a group plan that would cover the unemployed individual.
Yes, you can still get health insurance for 2022 through the Health Insurance Marketplace. Open enrollment for 2022 coverage runs from November 1, 2021, to January 15, 2022.
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Yes! If she has a state-funded insurance also, the husband's coverage will be secondary.
I'd call and ask your prior health carrier my first instinct is to say no, I doubt you will have coverage for this.
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No, there is no such thing as "free" health insurance. The only health coverage for which there is no co-pay or premiums is Medicaid and you must meet certain eligibility requirements. Also, on Medicaid there is still a small co-pay on all prescriptions.
If the COBRA insurance coverage is better than the new employer's insurance, you may choose to keep the COBRA coverage instead of enrolling in the new employer's insurance.
That depends on the coverage of your insurance, but there are insurance companies who definitely allow dental braces coverage. However, it is still best to double check with your provider about the terms that goes along with dental braces coverage. For instance, most health plans only covers orthodontic treatments (partially) for minors or children under 18. If you're planning to get a dental braces, but your health plan doesn't include orthodontic coverage (e.g. teeth whitening, dental braces, amalgams) then what you can do is to buy supplemental orthodontic insurance.
Generally yes. Most employer coverage is guaranteed issue. If you applied for an individual coverage and were denied for underwriting reasons that should have no effect on the employer plan. In fact, it is common for someone with an uninsurable condition to make the availablility of health insurance a prime consideration when looking for a new job for this very reason.
Yes, if you are still working at the job that provides the insurance. When I was in college the health center offered a cheap student health insurance. Check and see if yours does.