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What else can I help you with?
What is a unsecured credit card?
A secured credit card requires a security deposit. An unsecured credit card is the traditional credit which does not require a security deposit.
Can a bank or credit union change an unsecured loan to a secured loan without your permission?
No. You would need to pledge some security.
What are unsecured credit cards?
Unsecured credit cards do not imply any deposit before you can start using them. In other words, the bank looks through your credit history and entrusts a certain amount of credit to you, being sure that you will pay it back, without leaving any security deposit.
Can you get a credit report without a Social Security number?
No, typically a Social Security number is required to obtain a credit report as it is used to accurately identify an individual's credit history and financial information. Without this identification, it would be difficult to pull up a credit report.
Can you explain the differences between a secured credit card and an unsecured credit card?
A secured credit card requires a security deposit as collateral, while an unsecured credit card does not. The security deposit on a secured card acts as a guarantee for the credit limit, making it easier to qualify for, especially for those with limited or poor credit history. On the other hand, an unsecured credit card does not require a deposit but typically requires a good credit score for approval.
Do you have a social security number (SSN) and good credit?
I do not have a social security number (SSN) and therefore do not have a credit score.
Can someone open a credit card account using your social security without your permission?
They could but it is illegal without your permission.
Can you have a credit bureau pulled without a social security card?
You would not need a social security card but you do need a social security number. All those who have credit have a legal right to have a free credit report one time annually from all credit bureaus. You can request them at other times if you are denied credit as well.
Is there a bank or other credit institution in the US that will issue credit cards without a social security number?
In all likely hood it would be impossible to obtain a credit card of any kind without providing a social security card number. Without that item, a person's credit records cannot be accessed properly.
Who can apply for Adverse credit unsecured loans?
Adverse credit unsecured loans are loans which are, by definition, given to people with poor or even bad credit ratings, without a security or collateral. As a result, these loans can carry steep interest rates and short repayment terms. Typically, a payday cash advance can be considered a loan like this, and there are lenders out there which specialize in this type of loan.
Is a credit card considered an unsecured loan?
Yes, a credit card is considered an unsecured loan because it allows you to borrow money without providing collateral, such as a house or car, to secure the debt.
Is there 1000 credit on all social security cards?
No. I have no idea where you would have got this notion. Social Security cards are not credit cards and cannot be used as credit cards.
