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Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more!
State Insurance Department websites: http://www.naic.org/state_web_map.htm
What else can I help you with?
How can you make sure your janitorial service is hiring US citizens?
I would call the human resources or employment department of your janitorial service and verify with them that they only hire documented workers, some may not be citizens though, but they are legal to work here.
What should be included in a janitorial service contract?
A janitorial service contract should be explicit in exactly what services are included, the times of service and more. Having a more specific service contract will help your workers complete their jobs and could protect your company if issues arise. If you're looking to gain more service contracts, you could join a service company supply chain.
What is ca workers comp class code 9008?
Janitorial
What type of insurance in needed for a house painting business?
Commercial, general liability, and workers compensation.
What types of insurances does Highpoint Insurance offer?
The Highpoint Insurance group offers commercial insurance. Their specific offers are Commercial Property, General Liability, Workers Comp, Commercial Auto, and Management Liability.
Does a general contractor need to have liability and worker-comp?
You would need to carry a Workers Compensation policy if you have employees, or you come across a job requiring a owner only certificate for workers compensation. I would advise carrying a general liability policy as a GC, most commercial jobs require having one before bidding on a job. You can message me if you would like to get quotes for these policies.
Does general liability covers driving accident of an employee?
No, Your general liability insurance covers accidents on the work site. Commercial Auto Insurance would cover the work related auto accident of an employee. If the employee was injured while on the job, Your workers comepensation coverage would also apply.
What type of insurance do you need to operate a 22 passenger shuttle bus service?
Commercial auto insurance, general liability insurance, fleet risk management program, driver acceptance program, and workers compensation insurance. Other policies may be required if you have other operations.
What is the ratio of the insurance cost of Worker's Comp to Liability Insurance?
Usually workers comp is less than the Liability Insurance. The Liability is based off of the gross receipts where as the workers comp is the number of employees and their hourly rate.
What is general liability class code 92663?
General liability class code 92663 typically refers to "Contractors – General" in workers' compensation and general liability insurance contexts. This code is used to categorize businesses involved in various construction activities, including subcontractors and general contractors. Insurers use this classification to assess risk and determine premiums based on the specific activities and exposures associated with the contractor's operations. Always check with your insurance provider for precise definitions and applications, as codes may vary by state or insurer.
What law provided accident insurance for workers?
Employee Liability Act
Is there a web site for hiring janitors specifically in the Seattle area?
There are quite a few websites that you can hire workers to do janitorial services in the Seattle area. To name one there is the "MrsCleanUsa" website that will provide workers, or there is even the government run Department of Labor that can provide workers.
