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Nikko Gleichner

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Cards in this guide (22)
What can a creditor do if you are in default on a credit card

A creditor can turn you over to collections and report you to the credit reporting agencies. Depending on what type of credit card you are talking about, the creditor can also demand return of items purchased on the card (such as an appliance store account). If you are getting harassing phone calls at home or work (yes, they are allowed to call you at work), you can send them a written letter stating that you no longer want them to call you at home or work (sent via registered mail with return receipt). The creditor would then be allowed to call you one more time to verify receipt of your letter. Creditors are also not allowed to call you before 7am or after 9pm. Due to privacy isses, creditors are not allowed to tell your employer or others not listed on the credit account why they are calling.

What do you do when your application for credit is rejected

Try for another company.

How can you get a loan with 470 credit score

Not sure why you are even asking. With credit scores (FICO, not Vantage Scores) of 300 - 850, you want to have your credit scores at least over 640+. If you can get them to over 700+, your payments would be so much lower. Research what the difference of payments are if your credit scores are higher and much lower. Do credit repair (legal by federal law) and enjoy lower monthly payments, better interest rates, obtain jobs, etc. Please don't even try to get a loan if your credit scores are in the 400 and 500 range. It just doesn't make any sense! Get educated, get your credit scores higher!!

Monique's previous credit card balance is 199.26 and she has a monthly finance charge of 1.5 How much will the credit card company assess in finance charges on this balance

$2.99

How long does a debt stay active

Unpaid debt can remain on your credit report for 7 years. If you have a bankruptcy this can remain on your credit report for 10 years.

Fiscal and monetary policies are used to shift the aggregate supply curve or the aggregate demand curve

Aggregate demand curve.

What did they trade for on yhe silk road

The merchents, traders, etc traded items which were famous in their area. For, instance, the Chinese traded Jade and Silk for other items. While exchanging goods, they also exchanged culture, religion, diseases and ideas. So, thats why our cultures had an infusion at that time. ☺

You deposit 900 in a savings account that earns 4 percent interest compounded once a year and has no service charges you do not make any deposits or withdrawals to the account for two years at the end

$973.44

Calculate the monthly interest rate on a credit card that charges 18 percent annual interest

1.5

or

1.50

What happens at the End of term interest only loans do I pay back the remain principal how is this worked out

what happens at the end of a interest only 30 year term?

do I pay back the remaining principal ?

how is this calculated ?

Jason purchased new school clothes for 175 on his credit card He made a payment 15 days later for 50 His statement arrived showing a previous balance of 225.62 He was assessed a finance charge o

355.88

Which of the following can be a reason for a lender to deny credit

negative information in your credit report

Who called the coinage act crime of 1973

easterners because they owned most of the silver

How long will a bankruptcy stay on credit report in Illinois

Bankruptcy can stay on your credit report for 10 years. For more information about debt and bankruptcy, it is best to consult with an attorney.

They can provide a complete picture of the benefits and negatives of filing for bankruptcy.

What is they meaning of ADB of bpi

The meaning of ADB is Average Daily Balance.

Are low interest loans better than high interest loans

In general, a low interest loan is better than a high interest loan. The only time this may differ is if you are getting a variable rate loan, which may become lower than a higher fixed rate loan over time. However, this can be hard to predict, so it is always better to go with the low interest rate.

How does the equal credit opportunity act guarantee fairness

it doesn't

Is information on open and closed account included on your credit report

yes

Who are the representative for Ohio in the house

Members of the U.S. House of Representatives from Ohio

------------------------------------------------------------------------------------

... elected in 2014 for the 114th Congress (2015-2017):

  • CD OH-01 -- Republican Steve Chabot (10th term)
  • CD OH-02 -- Republican Brad Wenstrup (2nd term)
  • CD OH-03 -- Democrat Joyce Beatty (2nd term)
  • CD OH-04 -- Republican Jim Jordan (5th term)
  • CD OH-05 -- Republican Bob Latta (4th full term)
  • CD OH-06 -- Republican Bill Johnson (3rd term)
  • CD OH-07 -- Republican Bob Gibbs (3rd term)
  • CD OH-08 -- Republican John Boehner (13th term)
  • CD OH-09 -- Democrat Marcy Kaptur (17th term)
  • CD OH-10 -- Republican Mike Turner (7th term)
  • CD OH-11 -- Democrat Marcia Fudge (4th full term)
  • CD OH-12 -- Republican Pat Tiberi (8th term)
  • CD OH-13 -- Democrat Tim Ryan (7th term)
  • CD OH-14 -- Republican David Joyce (2nd term)
  • CD OH-15 -- Republican Steve Stivers (3rd term)
  • CD OH-16 -- Republican Jim Renacci (3rd term)
Was war a last resort for the Boers

Yes, war was a last resort.

Who are the main users of credit card scores

Credit card scores are used by many companies involved in the financial sector. These involve companies that give loans which use credit scores to assess whether you qualify for a loan.

Which term defines a relation

A mapping.

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