Your broker can help you determine how much insurance to carry in your HO-6 policy, based on what might be covered in the association's master insurance policy.
Ask your board or your management company to send you a coverage page from the master policy, then you and your broker can determine the coverage you need.
Some auto insurance policies extend liability to a utility trailer that is towed, but the coverage for the trailer itself may need a special endorsement added to the policy. The cost for this type of coverage is generally very reasonable, and it is recommended that you speak to your agent about covering it.
The recommended amounts for car insurance coverage typically include liability coverage of at least 100,000 per person and 300,000 per accident for bodily injury, as well as 100,000 for property damage. Additional coverage options like comprehensive and collision insurance can also be beneficial.
Check with your broker to verify that you have this coverage on your HO-6 condominium policy.
For a trip to Austria, it is recommended to have comprehensive travel insurance coverage that includes medical coverage, trip cancellation/interruption coverage, and coverage for lost or delayed baggage. This will help protect you in case of any unexpected events or emergencies during your trip.
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The cost would depend on several main factors, the location of the condo, how much coverage you are seeking and what deductible you select.
It is important to be aware of the possibility that a doctor's office may provide inaccurate information about insurance coverage. It is recommended to verify coverage directly with your insurance provider to avoid any misunderstandings or misinformation.
Typically, US car insurance policies do not provide coverage for driving in Europe. It is recommended to check with your insurance provider or purchase additional coverage for international travel.
Yes. However, insurance for a condominium unit is more complicated than insuring a private home. Insurance provisions are made a part of the boilerplate language in the documents that create the condominium. Since the value and well being of the community depends on the upkeep and maintenance of each unit there must be insurance coverage in the case of a disaster. If you have a mortgage, your lender will require full insurance coverage. You need to discuss insurance responsibility in detail with the condominium management before purchasing your unit. Review the rules and regulations and by laws with your attorney and with your insurance company before you purchase. There are other considerations in addition to insuring your property within the four outer walls of your unit. If a pipe should break in your bathroom and cause damage to units or common areas on a lower level you will be responsible for damages. You need to make certain you have that extended coverage. Your monthly condo dues typically pay toward insurance for the common areas. See links for more information.
Allstate offers a variety of homeowners insurances such as for renters, condominium, landlord, manufactured home insurance, and flood insurance. On the Allstate website you can select your state to see your available coverage options.
NEARLY OT MAY BE MORE THAN THE 98 Anchorage homeowners have been trapped in a $8 million shortfall in the condo association's insurance coverage is recommended in Anchorage, AK
The appropriate time to add a child to dental insurance coverage is typically when they are born or when they first require dental care, as recommended by most insurance providers.