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Is a dwelling real or personal property?

A dwelling is generally understood to be a house that is permanently attached to the land it sits on. In the United States a dwelling is real property.


What is the estimated dwelling replacement cost for a property valued at 150,000?

The estimated dwelling replacement cost for a property valued at 150,000 is typically around 120,000 to 180,000.


Does the owner of a life estate to a residence also have life estate to property the dwelling is on?

Unless the life estate was restricted to the dwelling only the life tenant has the right to the use of the real property for the duration of their natural life. A life estate is an interest in the real property upon which the dwelling sits. The property affected by the life estate is the premises described in the deed to the property.


Is it import to have in a reverse mortgage listed with a garage listed on the copies of the mortgage?

A mortgage encumbers the real property on which the dwelling and other structures sit. It does not matter if a garage is mentioned.A mortgage encumbers the real property on which the dwelling and other structures sit. It does not matter if a garage is mentioned.A mortgage encumbers the real property on which the dwelling and other structures sit. It does not matter if a garage is mentioned.A mortgage encumbers the real property on which the dwelling and other structures sit. It does not matter if a garage is mentioned.


Does home insurance cover stolen property?

i assume here you are talking about personal property? that is stolen? most do have personal property coverage, however there are strictly ''dwelling policys'' that cover that only the dwelling.......also there are some policys that cover personal property but not for the 'peril' of theft.....


Can you take out an insurance policy on a dwelling you do not own and if so who gets paid if there is a claim in that dwelling?

Only the property owner can receive compensation for a loss to their property. So if you purchase coverage you are required by law to name the legal owner of the property as the beneficiary of the policy.


What is a zero lot line with single family homes?

The property line for dwelling "A" butts up to the dwelling of"B". the land belongs to A and it goes on that way through out the neighborhood


A typical homeowner insurance pllicy does not cover the dwelling living expenses while damage to the residence is being repaired personal property within the dwelling or cars in the garage on the prop?

Pueblos.


How much extra should it cost to add rental coverage to homeowners coverage?

Actually you can't just add it. For rented property you need Dwelling coverage. Your homeowners insurance policy becomes automatically null and void when the property is rented out to another. You can have your agent endorse your policy for rental dwelling coverage or you can have your agent re-write the policy on the appropriate dwelling coverage form. Homeowners insurance is for owner occupied homes. Dwelling insurance is the landlords insurance for rented properties


Does the devise of the dwelling house include only the house?

Generally the devise of the dwelling house mean the home and real property on which it stands. The contents of the house are personal property. Usually a will provides more explicit instructions for the distribution of the personal property inside the house. If not, that property may pass into the "residue" of the estate and would be shared by the heirs as intestate property. You should seek the advice of the attorney who is handling the estate. The estate must be probated if there is real property in order that the title to the real property will vest in the devisee.


Example of investment?

Any residential property acquired for the purposes of making a profit, not for the purposes of residence/living in such as a dwelling.


Does renters insurance cover damage to others property?

No. "Renters Insurance" is property coverge for a tenant. It will cover the property of the named insured Tenant or Renter that is located within the rented dwelling. It will not cover property of someone who is not a named insured on the policy.