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A typical homeowner insurance pllicy does not cover the dwelling living expenses while damage to the residence is being repaired personal property within the dwelling or cars in the garage on the prop?
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∙ 16y ago
Pueblos.
Wiki User
∙ 16y ago
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Will your homeowner's insurance pay medical expenses if you are injured in a fall in your home?
No, that would be medical insurance. Homeowner's insurance covers things like burglaries and damage to the home. * Homeowner's insurance will pay for injuries to other persons that occur on the owner's property when they find the claim justified.
If a person has dwelling only insurance and a person dies in a accidemtal fire in this home is there any liability for funeral expenses etc?
Of course not. You state they have dwelling only coverage, that means they only pay for loss of the dwelling. No life insurance can be attached to a dwelling insurance policy. Sorry.
You cut your finger off in your sisters front door will her insurance cover it?
It depends on the kind of homeowner's insurance she has. If she has liability/medical pay to others with her insurance, then yes, it will cover your medical expenses.
Will homeowners insurance cover medical expenses to someone living in the home who is not listed as a homeowner?
No. The injured party cannot be a household member. It does not matter if they are not listed on the policy.
Does home owners insurance cover accidental falls?
It depends on the circumstances. Most homeowners insurance policies will cover some of the medical expenses if a person falls and gets hurt on the homeowners property, but only if the homeowner was negligent.
Does insurance cover other living arrangements while the roof or structural part of home is being repaired?
Almost all policies will cover living expenses if a homeowner is forced to move.
If a guest were to fall and get injured in my home will my homeowner's insurance cover my guest?
You should check your homeowners insurance policy declarations. But with that said, your policy should have guest medical protection which could range from $500-$25,000 for your guest's medical expenses.
What percentage of home contents does the insurance pay?
If this is a standard homeowner's policy, insurance companies typically cover between 50% and 75% of the Coverage A Dwelling. In other words, if your home is insured for $100,000 (Coverage A) and the insurance company provides an additional 70% for your personal property (Coverage C), then your contents are covered for up to $70,000. Renters and Condo owners must specify exactly how much coverage they want on their policy. *Note: Most policies use the following descriptions for their coverages- * Coverage A: Dwelling * Coverage B: Other Structures * Coverage C: Personal Property * Coverage D: Loss of Use/Additional Living Expenses * Coverage E: Personal Liability * Coverage F: Medical Payments to Others
What kinds of things does my homeowners liability insurance cover?
When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.
Will my PIP car insurance cover my medical expenses if I don't have health insurance in Texas?
Your PIP insurance will in most cases cover your medical expenses even if you do not possess the required health insurance in Texas. This would pay for your medical expenses in a wreck.
What provides the funds needed for expenses such as property taxes homeowners insurance mortgage insurance?
Which of these provides the funds needed for expenses such as property taxes, homeowners insurance, mortgage insurance, etc.?
Does travel insurance for people over 70 include medical expenses?
I'm pretty sure this depends on who is the insurance company, but most travel insurance policies will cover emergency medical expenses. For every day medical expenses, you will have to talk to your every day insurance company.
