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You need to include any and all issues such as prior collect on STD or LTD. Just answer the application honestly at all times. Usually future pregnancies will not be an issue unless your Dr. has told you that you should not get pregnant again. If you are buying this thru work with a company like Colonial, AFLAC and the like, they are a lot more lenient on underwriting. 4lifeguild ---------------- Does the policy have any limitations on maternity? On the other hand, there are laws for Health Insurance that don't allow maternity to be treated any differently than other medical conditions. This may or may not apply to disabilty insurance. For more details follow the links at www.SteveShorr.com/maternity.htm _________________ All of the documents received (plan summary and booklet) do not indicate that maternity is treated differently than any other condition for purposes of a pre-existing condition. In other words, note of them describe any limitations on maternity. Can they claim that there is such a limitation on pregnancy if none of the documents I have been provided with contain that limitation?
What else can I help you with?
What are the most effective methods for concussion treatment?
The most effective methods for concussion treatment include rest, avoiding physical activity, limiting screen time, staying hydrated, and following a gradual return-to-activity plan. It is important to seek medical advice for proper diagnosis and management of symptoms.
What conditions are treated with the Alexander technique?
.has proven an effective treatment for reducing stress.improving posture and performance. relieving chronic pain.improving psychological functioning.has been found to be as effective as beta-blocker medications in controlling stress responses.
What are the most effective brain concussion treatment options available?
The most effective brain concussion treatment options include rest, avoiding physical and mental exertion, managing symptoms like headaches and dizziness, and gradually returning to normal activities under medical supervision. In some cases, cognitive therapy or medication may be recommended. It is important to follow a healthcare provider's guidance for proper recovery.
The key element of the marine corps policy on alcohol abuse are timely identification and intervention effective treatment or rehabilitation appropriate discipline or other administrative actions?
reeducation
What does ECT help with?
While used to treat a variety of psychiatric disorders, it is most effective in the treatment of severe depression, and provides the most rapid relief currently available for this illness
Coding a condition as primary when the majority of the treatment is for a preexisting condition?
illegal
Is tonsilitis a preexisting condition?
Yes, tonsillitis can be considered a preexisting condition if a person had the condition before seeking medical insurance or treatment. Insurers may classify it as such when assessing coverage or premiums.
Is preexisting the correct spelling?
"Preexisting" : a condition or state which preceded another. (sometimes appears hyphenated as 'pre-existing') A "preexisting condition" : A status for medical afflictions that were already affecting a patient before the beginning of the current (or future) medical coverage or treatment.
Would abnormal pap smear be a preexisting condition?
Check the definition in YOUR policy. West's Ann.Cal.Ins.Code ? 10700 q) "Preexisting condition provision" means a policy provision that excludes coverage for charges or expenses incurred during a specified period following the insured's effective date of coverage, as to a condition for which medical advice, diagnosis, care, or treatment was recommended or received during a specified period immediately preceding the effective date of coverage. The important thing is to list it on the application, if and where asked -
Can you get treated for chlamydia during pregnancy?
Yes. There are treatment options for pregnant women that are safe and effective.
How effective are tea bags on eyes for treating conjunctivitis?
Tea bags are not an effective treatment for conjunctivitis. It is important to consult a healthcare professional for proper diagnosis and treatment of this condition.
Is high blood pressure that is controlled by medication considered a pre-existing condition?
== == Yes. Check the policy definition. Here's the def. for Small Groups in CA (q) "Preexisting condition provision" means a policy provision that excludes coverage for charges or expenses incurred during a specified period following the insured's effective date of coverage, as to a condition for which medical advice, diagnosis, care, or treatment was recommended or received during a specified period immediately preceding the effective date of coverage. 10708. (a) Preexisting condition provisions of health benefit plans shall not exclude coverage for a period beyond six months following the individual's effective date of coverage and may only relate to conditions for which medical advice, diagnosis, care, or treatment, including the use of prescription medications, was recommended by or received from a licensed health practitioner during the six months immediately preceding the effective date of coverage. (c) In determining whether a preexisting condition provision or a waiting period applies to any person, a plan shall credit the time the person was covered under creditable coverage,
What is the most effective treatment for a bloated rabbit?
The most effective treatment for a bloated rabbit is to seek immediate veterinary care. Bloat in rabbits can be a serious condition that requires professional medical attention to determine the underlying cause and provide appropriate treatment.
What the best effective pill to stop pregnancy at the early stage?
The doctor will give you a combo of Mifepristone and Misoprostol. That is the best and tested treatment.
How effective is cornstarch in treating athlete's foot?
Cornstarch is not an effective treatment for athlete's foot. It is important to use antifungal medications specifically designed to treat this condition.
Does botox treatment work with for hyperhidrosis?
Yes, Botox treatment is effective for hyperhidrosis, which is a condition characterized by excessive sweating. The procedure involves injecting Botox into the affected areas, blocking the nerves that trigger sweat glands. Many patients experience a significant reduction in sweating for several months after treatment. It is considered a safe and effective option for managing this condition.
Is implanting stints a preexisting condition if there was no heart attack?
I think most insurance companies would consider this a pre-ex. It is still a required procedure for treatment of a medical condition. What they extend the pre-ex clause to in terms of what they will or will not pay for is likely unique to the individual carrier and their guidelines.
