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The health care system in France is a part of the Securité sociale (Social security) and is usually called Assurance-maladie (Health Insurance). The other part of the the Securité Sociale is the "branche viellesse" (retirement pension-fund)
The Sécurité Sociale was created in october 1945, just after WW II. It is explicitly written in the french constitution.
The Sécurité Sociale must give the guarantee to all, especially to child's, mothers and aged-workers, the protection for health, material security, rest and leisures".
The Sécurité Sociale is mostly financed by cotisations. Deductions are directly made from the salaries. Moreover, the employer's shares contribute to finance the system.
but since the 70ies, France has led policies to finance the Sécurité Sociale with taxes in addition of the sharing existing system.
It is not correct to say that it is affordable. It has its cost. Cost of labour is higher than in other countries. The sécurité sociale deficit is 10 billions euros every year.
Hope this all is "undestandable".
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