He was a good business man and a good friend to Scrooge
Marley tells Scrooge that he will be visited by three Ghosts the first as the clock strikes one in the morning
The sign above the counting house in "A Christmas Carol" reads "Scrooge and Marley." It signifies the business partnership between Ebenezer Scrooge and Jacob Marley, two greedy and miserly characters in the novella.
His friendship and business sense
At mid night
After his death he will walk the earth as a ghost in eternal torment
he says he will be visited by other ghosts
Ebenezer Scrooge is the main character in Charles Dickens' novella "A Christmas Carol" and is a miserly old man who undergoes a transformation through visits from spirits on Christmas Eve. Jacob Marley is Scrooge's deceased business partner who appears as a ghost to warn Scrooge about his fate if he continues down a selfish path.
Marley expresses his remorse by telling Scrooge that he wears the chain he forged in life and believes it now weighs him down in death. He also regrets not doing more to help others while he was alive.
He says "Money can buy life"
Scrooge closed the window, and examined the door through which the Ghost had entered. It was double-locked, as he had locked it with his own hands previously, and the bolts undisturbed. He tried to say "Humbug!" but stopped at the first syllable
Jacob Marley died seven years prior to our first meeting Scrooge. Due to the way he treated people and put business above that of mankind he was doomed to walk the earth in everlasting torment. He speaks of the chain to which he is tethered as created by him in life and its decoration of keys locks safes, money bags and ledgers all represent what he put before mankind
Bob sees Scrooge for what he is , a miserly old man who because of his attitude of shunning everyone is losing out on life