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The purpose of a certificate of creditable coverage is to assure that pre-existing conditions are not excluded in your next policy of coverage. Since a dental procedure in process like a crown is completed by the previous carrier even after the expiration of a policy and dental policies rarely exclude other pre-existing conditions (except perhaps for missing teeth), there is no reason to issue this certificate.

The federal law that requires the issuance of this certificate applies to medical carriers issuing health policies not dental insurers.

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15y ago

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