A certificate of creditable coverage is generally not required for dental insurance, as it is primarily associated with health insurance plans under the Health Insurance Portability and Accountability Act (HIPAA). However, some dental plans may provide documentation of prior coverage for other purposes, such as verifying eligibility or determining waiting periods. It's best to check with the specific dental insurance provider for their requirements.
To obtain a Certificate of Creditable Coverage, you typically need to contact your previous health insurance provider or employer's benefits administrator. They are required to provide this certificate upon request, especially when you are transitioning to a new health insurance plan. This document outlines your prior coverage period and can help reduce or eliminate waiting periods for pre-existing conditions with your new insurer. Be sure to request it as soon as you leave a plan to ensure you receive it in a timely manner.
The purpose of a certificate of creditable coverage is to assure that pre-existing conditions are not excluded in your next policy of coverage. Since a dental procedure in process like a crown is completed by the previous carrier even after the expiration of a policy and dental policies rarely exclude other pre-existing conditions (except perhaps for missing teeth), there is no reason to issue this certificate. The federal law that requires the issuance of this certificate applies to medical carriers issuing health policies not dental insurers.
To prove that the birth of a child is a qualifying event for a change in health insurance coverage, you typically need to provide a copy of the child's birth certificate.
It depends on the type of insurance and the state. Health insurance coverage is required in Massachusetts, for example. Meanwhile, auto insurance is required in many states, but not in New Hampshire. It varies.
Your plan is required to make that determination for you based on actuarial analysis. Each year, that analysis needs to be completed by 9.30 for the next calendar year's plan. If you are covered by your employer, your employer likely received a statement of creditable coverage from the plan.
Liability insurance
The minimum amount of liability insurance coverage required (in California) is: 15/30/5. 15/30/5
Yes, full coverage auto insurance is required for auto financing. This rule protects the bank if you have an accident.
Liability insurance is the minimum coverage you can get and is required in every state.
You have insurance coverage if you paid the premium required for that policy. The coverage will pay appropriate types of claims during the period of time of that policy.
The minimum homeowners insurance coverage required for your property typically includes dwelling coverage, liability coverage, and personal property coverage. The specific amount of coverage needed can vary depending on factors such as the value of your home and belongings, as well as any lender requirements. It is important to consult with an insurance agent to determine the appropriate level of coverage for your specific situation.
The minimum coverage required for basic car insurance in your state varies, but typically includes liability insurance for bodily injury and property damage. It's important to check your state's specific requirements to ensure you have the necessary coverage.