I would think that would protect both the employer and their insurance company. Take the example, that people could enroll with a physical or family history and then discover Diabetes or other health issues like cancer. An example of how high risk employees effect an employer our county had 20 ppl this past year with serious health issues which resulted in an additional $2M in expenses. The results are layoffs, increasing premiums, etc. all of which help keep the lid on our economy. If your resistance is based on a religious belief there may be some grounds for refusal, but I'm not an attorney or lawyer.
i do not think so
No, They can not
No, they can't force you to buy it from your job. You can buy your health insurance wherever you want too. That's between you and the insurance company you choose to purchase coverage from.
My employer requires that my husband participate in his company's health insurance or they will drop him from their insurance. Insurance is a choice offered as a benefit by the employer because the employer is paying a portion of the cost to be insured. You do not have to participate if you don't want to. Also, the question being answered is that can an employer force an employee's spouse to take coverage offered elsewhere: NO. If a company offers a family health plan, they CANNOT specify that a spouse take other insurance if available. They CAN require that if you are declining coverage from them (your own employer), that you show you have coverage elsewhere.
No. The employer cannot force you not to take the coverage. However, if you don't want you may have to sign a waiver.
they cant force you to do nothing but it may be required for the job.
No, an employer cannot harass their employees into dropping coverage. It is not the employers business to get involved in the personal insurance details of their employees.
There is no law that prevents it, but you may want to ask him for a waiver to be sure he understands that your insurance does not apply.
Portable supplemental life insurance is any individual life insurance policy that is not taken through an employer group. The employer provided life insurance coverage will be lost as soon as you change jobs, get laid off, fired or if you quit, while the individual life insurance policies will continue to stay in force regardless of your employment situation (providing you are paying the premiums on time).
Portable supplemental life insurance is any individual life insurance policy that is not taken through an employer group. The employer provided life insurance coverage will be lost as soon as you change jobs, get laid off, fired or if you quit, while the individual life insurance policies will continue to stay in force regardless of your employment situation (providing you are paying the premiums on time).
Not at all. Your employer can insist you to be be part of a lift policy where he bears 50% of the premia and you pay the remainder.As this is for future provision of the employee, it's upto him to decide further course of action.
If you are required by law to carry insurance, you can either have it through the employer or provide your own. They cannot legally force you to opt in to their coverage.