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What else can I help you with?
If you were fine when you applied for coverage then had some problems but no diagnoses can your insurance say you had a pre-existing condition?
They can try and say that, but as far as I know the burden of proof is on them. If you told the truth on the application - they will have to pay. You might have a condition that the insurance company thinks a reasonalble person would have known that they had.
Are back problems factored into health insurance?
Usually yes. Some companies do not make you pay more for pre existing conditions. You would have to look at each insurance company or call them to see if they care about pre existing conditions.
How hard is it to get health insurance?
Health Insurance in the United States is extremely easy to obtain. There are no longer any underwriting requirements for getting health insurance. There is also no increase in premium based on your pre-existing health conditions. All of these factors mean that everyone is charged an average rate based on every person insured since insurance companies can no longer give better rates to people who are healthy or don't have health problems. There is no waiting period or pre-existing condition clauses. For these reason health insurance costs have increased with the introduction of the Obama health plan.
What are the non pre existing conditions?
Non-pre-existing conditions refer to health issues or medical conditions that arise after a person has obtained health insurance coverage. Unlike pre-existing conditions, which existed before the start of the insurance policy, non-pre-existing conditions are typically covered by insurance from the moment they occur, depending on the policy's terms. This coverage can include new illnesses, injuries, or other health problems that develop during the insured period.
Why don't health insurance companies take pre-existing conditions?
For the same reason that a burning building cannot get a property insurance policy. The health insurers know that a person with a pre-existing condition -- such as diabetes or Crohn's disease -- will have regular, and likely high costs for medical care. They do not want to have customers whose health problems are already high cost. In 2014, however, insurers will not be able to refuse customers or to charge them ore based upon their health conditions.
What are an insurance agent's duties?
Agents order or issue policies, collect premiums, renew and change existing coverage, and help clients with questions or problems related to coverage.
I have acne I want to see a doctor to get medicine for it I don't want it to go in my history as a pre-existing condition How do I get around this?
When you see a doctor for any medical condition, it is recorded at the Medical Information Bureau or "MIB." Insurance companies use the MIB to obtain medical history on pre-existing conditions. Acne should not give you any problems obtaining insurance later. Get the treatment and move forward. Depending on the underwriting guidelines of the insurance company, the condition of Acne could possibly result in a rider or a rate-up. A rider would exclude the condition from insurance coverage, but some companies will still cover the medication. A rate-up would cause the premium to be higher than normal (if you didn't have the Acne). Important note about the Medication: I write applications for BlueCross BlueShield of Florida, and if an applicant is on the medication Accutane, which is prescribed for severe Acne, then the applicant is not eligible to complete the application process.
When should parents consider getting vision insurance for their baby?
Parents should consider getting vision insurance for their baby when they notice any signs of vision problems or if there is a family history of eye issues. Regular eye exams are important for early detection and treatment of any potential vision issues.
What are the common problems existing customers have with kwik fit home insurance?
The most common issue regarding Kwik Fit home insurance is that customers complain that the policies are difficult to understand. Also, in order to cancel with Kwik Fit, you will have to pay a high cancellation fee.
What is the difference between mega insurance and mega-insurance?
Mega Insurance is a company that has had lots of legal problems and mega-insurance is just a website that has links to all kinds of insurance but not related in any way to mega insurance and all their problems.
At what age should parents consider getting vision insurance for their child?
Parents should consider getting vision insurance for their child as soon as they notice any signs of vision problems or around the age of 3-5 years old, when regular eye exams are recommended to detect any issues early on.
Do I need vision insurance for my newborn baby?
Vision insurance for newborn babies is not typically necessary as most vision screenings and exams for infants are covered by health insurance. However, if you have specific concerns about your baby's vision or if there is a family history of vision problems, you may want to consider purchasing vision insurance for additional coverage.
