Both insurances will work together so that one ends on the day that the other one picks up. The premium rates are prorated, so you may get a refund from the first at some later date. If it is health insurance, for example, the dates of the bills will determine which company pays. You may have to patient for it all to work out, but by keeping an eye on it and being timely with filing your claims, it should all work out.
However, if you are going on COBRA, you have to pay up before they will pay your bills for the period after you ended your job. Good record keeping will help you sort it out.
No, you cannot use FSA funds to pay for bills from the previous year.
yes they pay for your medical bills
In New Mexico, and every other state, the estate is responsible for the bills. However, most insurance requires the insurance holder, normally the husband, to guarantee the costs. So indirectly, the spouse will pay because they will not inherit the money that went to pay the debt.
Not usually.
Chances are yes, you will have to pay the bills. The primary insurance holder will be held responsible and they both benefit.
Utility bills
no
Yes they can.
Its what you are required to pay out-of-pocket before your insurance will cover the costs of your medical bills. Sometimes known as "co-pay".
Its what you are required to pay out-of-pocket before your insurance will cover the costs of your medical bills. Sometimes known as "co-pay".
No, you cannot use a Health Savings Account (HSA) to pay for previous years' medical bills. HSAs are meant to be used for current and future qualified medical expenses.
Depends on what state you are in and what your state's laws are. If you're in a no fault state, your insurance will pay for all of your medical bills no matter who is at fault.