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What else can I help you with?
What is the policy for changings jobs and having a pre existing condition?
This depends on whether or not your new employer will be providing you with coverage. If the new employer will provide you with group coverage, then you will have an exclusion for 1 full year from the effective date of the new coverage. During this first year, you will have limited coverage for the pre-existing condition. After 1 year, the pre-existing condition will be covered at 100%.If your new employer is not providing you with a group plan than you will need to obtain individual coverage. Individual Disability coverage is fully underwritten and will likely exclude any pre-existing conditions. If the condition is severe enough, you may even be declined coverage.
Is taking zoloft for post-partum depression legally allowed to be considered a pre-existing condition by an insurance company when there has been no lapse in coverage?
I doubt it.
What is the duration of the preexisting condition exclusion period for health insurance coverage?
The duration of the preexisting condition exclusion period for health insurance coverage can vary, but it is typically up to 12 months for individual health plans and up to 18 months for group health plans.
What is the duration of the pre-existing condition exclusion period for health insurance coverage?
The duration of the pre-existing condition exclusion period for health insurance coverage can vary, but it is typically up to 12 months for individual health plans and up to 18 months for group health plans.
If there is a short lapse in health insurance coverage after graduating from college and you suddenly get a serious health issue will the next insurer consider this a preexisting condition?
For individual insurance, yes. You may be subject to exclusion of that condition, uprating, or even denial of coverage. For group coverage you have 63 days to obtain new coverage. For more details use this link. http://mtnhealthinsurance.com/index.php?pageName=sec300gg Don http://mtnhealthinsurance.com
Where can one get individual health care coverage?
Individual health care coverage can be obtained from many different sources. Some examples of these individual health care coverage sources include Humana, Health Net, and Anthem.
Is ulcerative colitis a pre-existing condition?
Any medical condition can be a pre-existing condition to an insurance company precluding coverage. However, it is possible to still get coverage and deny the pre-existing clause by providing a certificate of continuous coverage from another insurance company.
I had insurance through your spouses old job but you lost the coverage Presently I do not have access to group coverage through your new job can HIPAA help you as an individual?
Well, I guess you should be eligible for it. Perhaps they might have some issues with individuals with a pre-existing condition.
Is a genetic condition considered a preexisting condition?
Yes, if it was known prior to coverage. If you have had continuous insurance since the genetic condition was known and there was no lapse in coverage (or the lapse was short enough), care for that condition will be covered by your new insurer, per HIPAA.
What is the difference between medically underwritten and guaranteed coverage?
Medically underwritten coverage requires a questionaire, in which case pre-existing conditions may not be covered. Guaranteed issue is like an "existing medical condition blind" policy. It may have less coverage, and cost more, because the insurer is taking a bigger chance on the individual applicant.
What is liability coverage?
LIABILITY COVERAGE Refers to coverage for liability that an individual has if he or she should negligently injure another person or another person's property.
can a newborn get individual coverage instead of applying for medicaid?
A newborn should be able to get individual coverage instead of medicaid. It just depends on the insurance company you want to work with to see exactly what kind of coverage is available for the child.
