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What is the duration of the preexisting condition exclusion period for health insurance coverage?
The duration of the preexisting condition exclusion period for health insurance coverage can vary, but it is typically up to 12 months for individual health plans and up to 18 months for group health plans.
Is tonsilitis a preexisting condition?
Yes, tonsillitis can be considered a preexisting condition if a person had the condition before seeking medical insurance or treatment. Insurers may classify it as such when assessing coverage or premiums.
Does insurance cover foundation repairs?
It might and it might not. It depends on what scope of coverage you purchased and if it was a preexisting condition or not.Contact your insurer or your insurance agent for clarification of your coverage.
How do you use the word preexisting in a sentence?
Preexisting to our race, the humans, there were dinosaurs and many other creatures living on Earth.
If there is a short lapse in health insurance coverage after graduating from college and you suddenly get a serious health issue will the next insurer consider this a preexisting condition?
For individual insurance, yes. You may be subject to exclusion of that condition, uprating, or even denial of coverage. For group coverage you have 63 days to obtain new coverage. For more details use this link. http://mtnhealthinsurance.com/index.php?pageName=sec300gg Don http://mtnhealthinsurance.com
Is a genetic condition considered a preexisting condition?
Yes, if it was known prior to coverage. If you have had continuous insurance since the genetic condition was known and there was no lapse in coverage (or the lapse was short enough), care for that condition will be covered by your new insurer, per HIPAA.
If you are pregnant but getting married will your husband's insurance cover the pregnancy after you get married?
Yes, if it's a Employer Group plan. Can a preexisting condition exclusion be applied to my coverage because I'm pregnant? No. Pregnancy can never be subject to a preexisting condition exclusion in group health plans. http://www.cms.hhs.gov/hipaa/online/Group/Family/Pregnancy_content.asp?record=480021 For more information see www.steveshorr.com/maternity.htm Yes, if he adds you to the policy. Even if you don't get married the policy should cover a well baby (but not a sick baby).
What are the benefits of getting Gap Medical Insurance?
Gap health insurance can be beneficial if a preexisting condition exists. It is also helpful in the event of emergencies during which for whatever reason health coverage has lapsed.
Can you get individual health insurance if you have a preexisting condition?
Yes, though it is hard. Also, preexisting conditions vary, as far as definition, from one company to another. While it is easier to get coverage through an employer, you are able to get it via a private company.
What is the name for supplemental coverage provided in an insurance contract addendum?
Exclusion
Does most health insurance companies provide insurance to injuries that Occurred before having insurance?
Usually not preexisting injuries, but if you had a disease they would. such as diabetes. Answer Group insurance policies can only exclude preexisting conditions for 12 months, 18 months for a late enrollee. And not at all if you have prior "creditable" coverage. For more info use this link: http://mtnhealthinsurance.com/index.php?pageName=sec9801 In most states you are not going to be able to obtain individual (non group) coverage with a preexisting condition. Don http://mtnhealthinsurance.com
What is a preexisting condition?
A pre-existing condition any medical condition that your have been diagnosed with, prior to the time of application. Some pre-existing conditions can cause an applicant to be declined coverage. Other conditions may cause the insurance company to place a "rider" on the condition, meaning they would not cover the condition itslef but will still offer coverage to you.
