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What is the duration of the preexisting condition exclusion period for health insurance coverage?
The duration of the preexisting condition exclusion period for health insurance coverage can vary, but it is typically up to 12 months for individual health plans and up to 18 months for group health plans.
Is vertigo considered a preexisting condition?
Yes, vertigo can be considered a preexisting condition if an individual has a history of experiencing it before obtaining health insurance coverage. Insurance companies often review medical records to determine if a condition existed prior to the policy's start date. If vertigo was diagnosed or treated before the insurance coverage began, it may affect coverage and benefits related to the condition.
Is tonsilitis a preexisting condition?
Yes, tonsillitis can be considered a preexisting condition if a person had the condition before seeking medical insurance or treatment. Insurers may classify it as such when assessing coverage or premiums.
Does insurance cover foundation repairs?
It might and it might not. It depends on what scope of coverage you purchased and if it was a preexisting condition or not.Contact your insurer or your insurance agent for clarification of your coverage.
Is a complication from surgery prior to coverage a preexisting condition?
Yes, a complication from surgery that occurred before obtaining health insurance coverage is typically considered a preexisting condition. Insurance companies often view any medical issue or complication that existed prior to the start of coverage as preexisting, which may affect the benefits available for that condition. However, the specifics can vary by insurer and policy, so it's important to review the terms of coverage for details.
How do you use the word preexisting in a sentence?
Preexisting to our race, the humans, there were dinosaurs and many other creatures living on Earth.
If there is a short lapse in health insurance coverage after graduating from college and you suddenly get a serious health issue will the next insurer consider this a preexisting condition?
For individual insurance, yes. You may be subject to exclusion of that condition, uprating, or even denial of coverage. For group coverage you have 63 days to obtain new coverage. For more details use this link. http://mtnhealthinsurance.com/index.php?pageName=sec300gg Don http://mtnhealthinsurance.com
Is a genetic condition considered a preexisting condition?
Yes, if it was known prior to coverage. If you have had continuous insurance since the genetic condition was known and there was no lapse in coverage (or the lapse was short enough), care for that condition will be covered by your new insurer, per HIPAA.
Is a heart stint considered a preexisting condition?
Yes, a heart stent can be considered a preexisting condition, particularly in the context of health insurance. Preexisting conditions refer to medical issues that existed before obtaining a new health insurance policy. If you have had a heart stent placed prior to applying for insurance, it may affect coverage options and premiums. However, specific definitions and implications can vary between insurance providers and policies.
Is cataract consider a preexisting condition?
Yes, cataracts are generally considered a preexisting condition. This means that if an individual has been diagnosed with cataracts before applying for certain types of insurance or undergoing specific medical treatments, it may affect coverage options or costs. Insurance providers often take preexisting conditions into account when determining eligibility and premiums.
Is anxiety a preexisting condition?
Yes, anxiety can be considered a preexisting condition, as it refers to a range of disorders characterized by excessive fear or worry that can persist over time. Individuals may experience anxiety due to various factors, including genetics, environment, and personal history. In medical and insurance contexts, anxiety is often classified as a preexisting condition if it was diagnosed or treated before a specific time, such as before obtaining health insurance coverage. This classification can affect eligibility for certain treatments or coverage options.
If you are pregnant but getting married will your husband's insurance cover the pregnancy after you get married?
Yes, if it's a Employer Group plan. Can a preexisting condition exclusion be applied to my coverage because I'm pregnant? No. Pregnancy can never be subject to a preexisting condition exclusion in group health plans. http://www.cms.hhs.gov/hipaa/online/Group/Family/Pregnancy_content.asp?record=480021 For more information see www.steveshorr.com/maternity.htm Yes, if he adds you to the policy. Even if you don't get married the policy should cover a well baby (but not a sick baby).
