There are no known laws that mandate health insurance coverage for all US entrants. However, some seniors have been questioned by Immigration Officials (at US port of entries) about their healthcare arrangements before stamping their I-140 forms. Obviously, there is concern about foreigners becoming a burden for the US health-care system that is already stressed and strained.
There are several plans specially designed for visitors or foreign tourists entering the US. These plans are affordable and can address expenses from sudden sicknesses or injuries. The cost of these plans while not cheap can protect foreign entrants to US from big health-care bills. There are several plans one can compare and purchase at http:/www.ivisitorinsurance.com
To terminate your health insurance coverage, you typically need to contact your insurance provider directly and request to cancel your policy. They will guide you through the necessary steps to end your coverage.
NO
The expenses which do not come within the purview of Health Insurance Policy (duly provided in the Mediclaim Policy Prospectus) are called Health Insurance deductibles.
It depends. Most policies do but some dont. You need to check the Policy document to check if the policy covers overseas accidents/events.
Now a days there are many Insurance provider companies offering range of medical Insurance policies, like; individual health Insurance policy, family health Insurance policy, group health plans and others. HDFC ERGO is one of the leading health Insurance policy provider, you can check HDFC ERGO's health policies.
To add someone to your health insurance policy, you typically need to contact your insurance provider and follow their specific process for adding a dependent or spouse. This may involve filling out a form, providing the necessary information about the person you want to add, and possibly paying an additional premium.
Traveling internationally can be a stressful experience. There are many health concerns as well as accidents that can happen during travel to a distant country. This makes it important to buy good quality insurance. Some international insurance policies are quite limited. It is vitally important that you go over your policy with your health insurer and see exactly what is covered before overseas travel. If you need additional coverage, find a travel medical insurance policy that will fill any gaps in coverage. A good policy will guarantee payment for overseas medical care and will also give 24-hour assistance.
Yes, you can typically add immediate family members, such as a spouse or children, to your health insurance policy.
No. Only legal dependents can be added to your health insurance policy.
'Not applicable' in Health Insurance policy menas the terms that dod not come under the purview of the health insurance policy and should be ignored. It has to be ascertained carefully whether the 'not applicable' conditions affects the insurable interest of the policy holder.
In India, LIC of India sells health policy viz., Jeevan Arogya. But technically, health insurance policy comes within the purview of general insurance. Star Health & Allied Insurance Co.Ltd. in the general insurance sectors sells only Health insurance polcies.
Yes, you can typically add non-family members to your health insurance policy, such as domestic partners or dependents, depending on the specific policy and regulations of the insurance provider.