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Is pregnancy considered a preexisting condition if the person purchased insurance after they were pregnant?
Yes, pregnancy is generally considered a preexisting condition if a person purchases health insurance after becoming pregnant. Insurance companies typically do not cover maternity-related costs for conditions that existed prior to the start of the policy. However, under the Affordable Care Act in the U.S., health insurance plans cannot deny coverage or charge higher premiums based on pregnancy status if the individual enrolls during an open enrollment period.
Is pregnancy preexisting in group health insurance?
Only if the pregnancy began before the insurance policy.
Is it possible to add a pregnant spouse during the open enroll period for insurance and the pregnancy not be considered preexisting?
== == Probably.
Is pregnancy a preexisting condition if she was insured before she became pregnant?
Yes, pregnancy is generally considered a preexisting condition, but this classification can vary based on the health insurance policy and local regulations. In the U.S., under the Affordable Care Act, insurance companies cannot deny coverage or charge higher premiums based on pregnancy status, as it is treated as an essential health benefit. However, specific terms may differ in other countries or under different plans, so it’s important to review the individual insurance policy.
Is a pregnancy a pre-existing condition?
Yes, in most states pregnancy is considered a pre-existing medical condition, and applicants for individual or family health insurance can be declined coverage if they're currently pregnant. In addition, some states allow health insurance companies to include clauses in newly issued policies that prevent them from being liable for any costs resulting from a pregnancy that occurs within the first year of coverage.
Is asthma considered a preexisting condition?
It depends on what is causing the sleep apnea. It is preexisting if it is caused by tonsils, adnoids, or an elongated uvula. It is not preexisting if it is caused by being overweight, or possibly by a deviated septum.
If you lost a job that had no medical insurance would a job that your 5 month pregnant wife is about to start be covered?
More and more insurances are beginning to cover pregnancy that is pre-existing. The only way to find out for sure is ask the insurance or the company that she is going to work for should have someone that knows the insurance plans. * In a group insurance plan, pregnancy cannot be considered a preexisting condition. Here is a link to the federal law. http://mtnhealthinsurance.com/index.php?pageName=sec300gg
What is in other words of preexisting pregnancy?
pregnancy
Is Pregnancy considered a pre exsisting condition?
is pregnancy considered a pre-exsisting condition for medical coverage
Is it harder to get pregnant with thyroids?
A thyroid condition can present some challenges when a woman is trying to get pregnant. However if a woman's doctor(s) are aware of her preexisting thyroid condition going into pregnancy, this will aid in the management of the condition during pregnancy and postpartum.
Is it illegal to deny a woman insurance for preexisting pregnancy in Texas?
In Group insurance Yes In individual or family, probably. I'm not familiar with Texas Law. Check with a local agent,
Can you add your pregnant girlfriend to your medical mutual insurance?
No. First your girlfriend cannot be an insured on your medical insurance because she has no legal rights as she is not a family member. Read your policy and you will see who is allowed to be an insured on your policy. Secondly, even if she was your legal spouse the pregnancy is a preexisting condition and would not be covered anyway.
