The website of the Delta Dental Plans Association has links to all of the Delta Plans in individual states including customer service representatives who can answer your questions about coverage: http://www.deltadental.com.
It means you each have a different insurance company. If you had both HMO dental coverage and Delta Dental (and the veteran in me has to ask: "for God's sake, WHY Delta Dental?") active at the same time, that would be dual coverage.
Delta Dental's coverage for bridges typically depends on the specific plan you have. Most plans do include coverage for dental bridges, but the extent of coverage, such as the percentage of costs covered and any waiting periods, can vary. It's best to review your individual policy or contact Delta Dental directly for detailed information regarding your coverage.
Many companies offer dental insurance coverage. Some examples of companies that offer this type of coverage include Delta Dental, Security Life, and Anthem.
Yes, providing the employer and/or group program sponsor has opted to include this benefit in the scope of benefits negotiated with Delta Dental. The easiest way for Delta Dental enrollees to find out if they have such coverage through their employer is to go to www.deltadentalins.com, sign into their secure online benefits portal, and look to see what benefits are specific to their particular Delta Dental program. Delta Dentists also know how to call-in or check by web on behalf of their patients to see when they are entitled to this coverage, and what its limitations are. Delta Dental always quotes benefit programs that include implant coverage, subject to the annual maximum, but some group clients opt out of this coverage in order to reduce their costs.
Delta Dental insurance typically covers dental exams performed by licensed providers, which can include registered dental hygienists. However, coverage may vary based on your specific plan and the nature of the services provided. It's best to check your policy details or contact Delta Dental directly to confirm coverage for exams performed by a hygienist.
Yes, Delta Dental typically covers root canals, as they are considered necessary dental procedures. Coverage details can vary based on your specific plan, so it's important to check your policy for coverage limits, copays, and any waiting periods. Generally, root canals are categorized under endodontic services, which are often included in dental insurance plans. Always consult your Delta Dental provider for the most accurate information related to your coverage.
Dental insurance plans with high yearly maximums for coverage include Delta Dental Premier, Cigna Dental 1500, and Guardian DentalGuard Preferred. These plans provide more coverage for dental expenses up to a certain limit each year.
Delta Dental insurance does include coverage for implants, subject to some limitations, in its quotes to employers and purchasers. Some opt however to remove this coverage to reduce their annual premium cost.
Delta Dental does offer plans that may provide dental coverage for Medicare beneficiaries, but coverage can vary based on the specific plan. Generally, Medicare itself does not include dental care, so those seeking dental insurance may need to look into standalone dental plans offered by Delta Dental or other providers. It's important to review the specific details of the plan to understand what services are covered.
Delta Dental Premier typically offers limited coverage for orthodontic treatment, including braces, but this can vary by specific plan. Many plans may cover a percentage of the costs, often with a lifetime maximum benefit for orthodontics. It's important to review your specific policy details or contact Delta Dental directly to understand the coverage available for braces under your plan.
Delta Dental was created in 1954.
AARP's Delta Dental plans typically provide coverage for dentures, but the specifics can vary based on the plan you choose. Generally, they may cover a portion of the costs associated with full and partial dentures, often subject to waiting periods and annual maximums. It’s best to review your specific plan details or contact Delta Dental directly for exact coverage amounts and any potential out-of-pocket expenses.