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What are the potential consequences of a lapse in health insurance coverage between jobs?
A lapse in health insurance coverage between jobs can lead to financial strain due to unexpected medical expenses, delayed or limited access to healthcare services, and potential health risks from untreated conditions.
Can employer allow health insurance to lapse without advising employee?
AnswerCan they? Yes. Should they? No.
If theres a lapse in hazard homeowners insurance am istill covered?
No. You are not covered in a lapse period. A period of lapse in coverage means " No Coverage ".
Can you get group health insurance in you have had a lapse in insurance?
Basically, yes. The insurer may not be required to cover "pre-existing conditions" for some period of time, though the health care reform bill is supposed to make some changes to that.
How can individual health insurance help you?
Individual health insurance can help you by giving you something to fall back on, if your family health insurance fails, or something bad happens in the future.
What happens if i don't have insurance the day of my crash and go two court with it?
If you are guilty or are found guilty of causing the crash, your lapse of insurance will go against you. You solely will be responsible for any costs, court costs, fines, etc. And do reinstate your insurance!
What happens if your ex wife is still using your health insurance after the divorce and you are not responsible per your agreement for her health insurance?
Contact your insurance company and let them know IMMEDIATELY !!!! Are you paying premiums for her?
Do the unemployed have to purchase health insurance and will they be penalized if they don't?
There is no penalty until 2014. Health reform allows you to go for three months with no health insurance, and face no penalty/tax. So, if the lapse is three months or less, there is no penalty. An unemployed person would, naturally, have a lower income and therefore might qualify for government subsidies to buy health insurance. The person should go online to the insurance exchange or call the exchange's navigators to apply.
What happens to your health insurance once short term disability runs out?
Health insurance and disability insurance (short or long-term) do not affect eachother. While health insurance pays for medical expenses reimbursement, disability insurance pays to replace your income lost due to healthconditions.
What happens when there is a missed payment and the insurance policy is declared lapsed?
You may reinstate the policy if you are within the grace period (usually 30 to 60 days from premium due date). A good health statement may need to be filled out, stating that your health status has not changed since the policy lapse. If you are outside the grace period, your insurance company may require you to submit a full new application to get new coverage.
Lapse in car insurance?
A lapse in your auto insurance is a time period for which you had or have no coverage. Either your policy expired and was not renewed on schedule meaning you missed your renewal payment or you missed a monthly payment and the policy was cancelled.
What are some advantages of having a health insurance policy?
"Some of the advantages of having a health insurance policy are that if one happens to get sick, they will be covered by their medical insurance. If one is not covered the costs for medical care can be detrimental."
