You are responsible for your own medical bills.
A lapse in health insurance coverage between jobs can lead to financial strain due to unexpected medical expenses, delayed or limited access to healthcare services, and potential health risks from untreated conditions.
AnswerCan they? Yes. Should they? No.
No. You are not covered in a lapse period. A period of lapse in coverage means " No Coverage ".
Basically, yes. The insurer may not be required to cover "pre-existing conditions" for some period of time, though the health care reform bill is supposed to make some changes to that.
Individual health insurance can help you by giving you something to fall back on, if your family health insurance fails, or something bad happens in the future.
If you are guilty or are found guilty of causing the crash, your lapse of insurance will go against you. You solely will be responsible for any costs, court costs, fines, etc. And do reinstate your insurance!
Contact your insurance company and let them know IMMEDIATELY !!!! Are you paying premiums for her?
There is no penalty until 2014. Health reform allows you to go for three months with no health insurance, and face no penalty/tax. So, if the lapse is three months or less, there is no penalty. An unemployed person would, naturally, have a lower income and therefore might qualify for government subsidies to buy health insurance. The person should go online to the insurance exchange or call the exchange's navigators to apply.
Health insurance and disability insurance (short or long-term) do not affect eachother. While health insurance pays for medical expenses reimbursement, disability insurance pays to replace your income lost due to healthconditions.
You may reinstate the policy if you are within the grace period (usually 30 to 60 days from premium due date). A good health statement may need to be filled out, stating that your health status has not changed since the policy lapse. If you are outside the grace period, your insurance company may require you to submit a full new application to get new coverage.
A lapse in your auto insurance is a time period for which you had or have no coverage. Either your policy expired and was not renewed on schedule meaning you missed your renewal payment or you missed a monthly payment and the policy was cancelled.
"Some of the advantages of having a health insurance policy are that if one happens to get sick, they will be covered by their medical insurance. If one is not covered the costs for medical care can be detrimental."