In the UK, a pre-existing medical condition for Travel Insurance refers to any health issue or illness that a traveler has been diagnosed with, received treatment for, or experienced symptoms of prior to purchasing the insurance policy. This can include chronic conditions, recent surgeries, or any ongoing medical treatments. Insurers typically require disclosure of such conditions, as they may affect coverage and premiums. Failing to declare a pre-existing condition could result in claims being denied.
A pre-existing condition is a health issue or medical condition that a person has before getting health insurance coverage.
pre-existing
Yes, putting prejudice aside, facts are facts. If there is medical documentation from the past showing a condition, that is considered "pre-existing"
Any medical condition that happens prior to you applying for the medical insurance is going to be considered a pre-existing condition. If you're applying for individual insurance, most likely the condition will not be covered but possibly medication for the condition would be covered. If you're applying for group insurance, you can check with the benefits administrator at your job to see how pre-existing conditions are covered in the policy, reason being because individual and group policies differ in coverage.
A pre existing limitation is a medical condition that prevents you from receiving health benefits or insurance benefits. Insurance companies consider this before granting insurance or benefits.
Any medical condition can be a pre-existing condition to an insurance company precluding coverage. However, it is possible to still get coverage and deny the pre-existing clause by providing a certificate of continuous coverage from another insurance company.
Most medical conditions that you've been diagnosed with prior to applying for the insurance will be considered pre-existing. If you've been seeing a psychiatrist before or during the application process, it will be considered pre-existing.
No, most states require that pre-existing conditions be waived when moving from a group policy to a group policy. Pre-existing condition clauses apply when the break in coverage is greater than 63 days.
No, provided there has been no treatment or care or symptoms during the look back period. In order for it to be considered a pre-existing medical condition it must fit the specific definition found in the policy and usually that requires care, treatment, or symptoms during the look back period to be considered pre-existing. If it occurs outside that period than it's not a pre-existing condition.
The simple answer is YES. If you are currently pregnant or the expected father you have a pre-existing condition according to health insurance companies. If you are currently pregnant and do not have medical coverage. You should check into a state program to help you.
The amount and type of insurance coverage should be determined by your age and existing or future medical condition. Insurers are rated by the company called Bests Rating Service.
Depends on the condition. If your condition raises your risk of premature death (e.g. diabetes), your rates will reflect that.