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The rate of AIG insurance based on a six month policy really changes based on each family's situation. The more liabilities a family has, the higher the rate of insurance.

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12y ago

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Can Ladies Insurance lower my auto insurance policy rate because I am female?

If your State Farm policy expires next month then you should quickly update it or find a new one. Being a female you will naturally get a better rate for car insurance at any car insurance company. This is based on the safer driving habits and lower rate of accidents women have.


Which insurance companies offer 6 month policies?

AnswerMost insurance companies offer them. However, there is no real advantage to them over the 12 month policy as you are able to change insurance policies at any time during the 12 month policy period, if you find a better rate.


What is the difference between universal life insurance and the other alternatives?

Universal Life is a type of permanent life insurance based on a cash value. That is, the policy is established with the insurer where premium payments above the cost of insurance are credited to the cash value. The cash value is credited each month with interest, and the policy is debited each month by a cost of insurance (COI) charge, and any other policy charges and fees which are drawn from the cash value if no premium payment is made that month. The interest credited to the account is determined by the insurer; sometimes it is pegged to a financial index such as a bond or other interest rate index.


What is a composite rate in general liability insurance?

This is a rate established at the beginning of a policy period. It is a rate based on the "average" of the same type of classes or work-such as all restaurant work, etc. This type of policy is normally audited at the end of the policy term to adjust for additons or deletions of coverage throughout the policy term.


What does it cost to borrow from a variable universal life insurance policy?

the interest rate is stipulated in writing in the life insurance policy


How do you figure a title insurance premium using a risk rate Example 50000 policy based on a risk rate of 30.00 per thousand?

Hi - this is some basic math $50,000.00 insurance policy at a rate of $30.00 per thousand # 50,000 divided by 1000 = 50 # 50 x $30.00 = $1500.00 premium charge


What is policy rate?

Policy rate is the rate of interest that banks charge. It can be a rate charged from credit cards, insurance policies, savings accounts, checking accounts, or other similar things.


Does an life insurance company has the right to keep raiseing it rates on the eldely?

It depends on the type of insurance. If you have a whole life or guaranteed universal life policy, the rates are set when you take out the policy and the company cannot increase the rate, ever. If you have a renewable term insurance policy, the rate will increase each time you renew the term. The agent that sold you the policy should have fully explained rate increases and how they worked and if your policy was subject to them.


How much will your insurance go up after an at fault accident?

It will vary based on the individual insurance company and their policy. You will loose any claim-free discount and the points for the accident will be added to rate the policy up. Usually it goes up 10-15 percent for the first claim.


What is the average rate for an American Family auto insurance policy?

The average rate for an American family auto insurance policy depends on the US state one resides in. In Arizona, Sample Premium average costs $2,706.


How do you get insurance when one spouse has DUIs and a suspended license?

I would call an insurance agent and they can provide you with a rate and possibly a policy.


Give a definintion for the term life?

Term life insurance is a type of life insurance that is paid at a fixed rate for a fixed amount of years. After those specific years, rate is no longer guaranteed and the owner of the policy can opt out or can contiue the policy paying what ever rate is assessed