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The Affordable Health Care Act was passed by Congress in March 2010. It holds health insurance companies more accountable for how much they cover patients. While lower costs are anticipated, some do not feel that this health care reform will go through as planned. The first major reform plan is to change the way some health insurers have a blanket ban on pre-existing conditions. Health care reform legislation has been implemented to ensure that no more patients are rejected for this reason. A health insurance company must now continue policies even when a person becomes ill. New health care plans must provide services eliminating the need for co-pays including preventative services such as regular screenings, immunizations, and baby care. After September 23, 2010 insurance companies must no longer charge the deductible or what is not covered by the insurance provider. A portion of prescriptions for example might be covered but one particular item may not be covered which incurs an out of pocket payment for the consumer.
Insurance companies also have to allow people to make appeals on coverage decisions. You are also allowed to choose your own providers within the plan’s network of doctors including OB-GYNs and pediatricians without a referral. Before health care reform, a consumer needed a referral to get to any sort of doctor other than your internist. State health care plans will become more affordable which will help some Americans enroll in health insurance they previously could not afford. Adults who do not have health insurance by 2014 will be expected to pay out of pocket $95 or 1% of their income. By 2016 the penalty rises to $695 for every uninsured adult and 2.5% or $2,085 per household, whichever is the greater part of income. Health care reform bills also leave a rule that if a person is uninsured for three months, they will also be penalized.
Health insurance rules vary by state. But http://www.yourhealthinsuranceguide.com/ has guidelines available to look over. Health care reform is a slow process but its happening. Under the current rules, everybody who needs health insurance can get a plan that’s affordable. More reform is possible as new rules are implemented.
What else can I help you with?
Who supports the affordable health care act?
Romney
How will the Affordable Care Act impact government community health initiatives?
One of the ways the Affordable Health Care Act will change community health initiatives is that our medical records will become part of digital record.æ
What is the name of the health care bill?
H.R.3590 - Patient Protection and Affordable Care Act
Did Obama help craft a health care law called Affordable Care Act?
yes
What of the following was not a goal of health care act of 2010?
The Health Care Act of 2010, also known as the Affordable Care Act (ACA), aimed to expand access to health insurance, improve the quality of health care, and reduce health care costs. However, a goal that was not part of this act was to eliminate all private health insurance plans; rather, it sought to create a framework that included both public and private options. The ACA was focused on increasing coverage and ensuring that individuals could obtain affordable health insurance.
Where is the link to the Obama health care bill?
The bill (the Affordable Care Act) is online, in its entirety, and I enclose the link to it.
What is a synonym for ObamaCare?
The actual name of it is the Affordable Care Act, and some people call it Health Care Reform.
Under the Affordable Care Act what is the role of health insurance exchanges?
They help citizens shop for health insurance
What is the role of health insurance exchanges under the affordable care act?
they help citizens shop for health insurance
Why do people have to pay for medical coverage they don't need under Affordable Health care act?
People have to pay for medical coverage they don't need under the Affordable Care Act so that coverage will be more affordable for sick people who need it.
Does the affordable health care act take benefits from medicare recepients?
The Affordable Care Act doesn't cut benefits but reduces, or rather limits, spending on Medicare reimbursement to providers. Your benefits won't be touched.
What is the purpose of the Affordable Care Act 1095-C form and how does it impact individuals seeking affordable healthcare coverage?
The purpose of the Affordable Care Act 1095-C form is to provide information about the health insurance coverage offered by an employer to its employees. This form helps individuals prove that they had health insurance coverage as required by the Affordable Care Act. It also helps individuals understand their healthcare options and make informed decisions about their coverage.
